Get multiple home insurance quotes in 06519. Our licensed 06519, CT agents are ready to serve you.

06519 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 06519 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in New Haven, CT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 06519 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Connecticut, like average New Haven homeowners insurance rates, coverage options or home insurance types, please select New Haven, CT Home Insurance Rates Online!

06519 Home Insurance Average Premiums

Local 06519 homeowners insurance quotes comparison

$937 /yr.

Shows Zip Code: 06519 lowest rates with discounts applied on average.

For the 06519, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$937 /yr.
Average Coverage:$1187 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1487 /yr.

What is the average home insurance cost for a home in 06519?

  • • The average homeowners insurance premium paid annually for a home in 06519 is around $1187 per year.

What does it cost on average per month for home insurance in 06519?

  • • Homeowners in 06519 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06519?

  • • Autoowners in 06519 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Haven area, check out other zip codes nearby 06519.
Review average rates in another zip code:
06511 homeowners insurance rates
06513 homeowners insurance rates
06519 homeowners insurance rates
06510 homeowners insurance rates
06515 homeowners insurance rates

Home Replacement Cost Coverage in 06519

Average Building Cost Per Square Foot in 06519: $175

Location: New Haven, Connecticut (New Haven County)

Average Square Footage in 06519: 1,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06519 before you start any project. New Haven homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06519 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06519 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,055 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,055$184,700
Additional Upgrades & Added Features$2191,055$230,875
Major Home Updates or Advancements$2631,055$277,050

It's important to understand that when you estimate your replacement cost of your home in the 06519 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06519

Best Home & Auto Insurance Agencies in 06519

Housing Demographics for 06519

Population Review for 06519 Zip Code

For the city of New Haven, the population within 06519 has increased to over 15,850 residents in population size. The current population total is 15,450. We have broken down the population based on race below. In 06519, there are over 7420 in male population and 8030 females.

PopulationValues
Total Population15,450
White Population2905
Black Population5118
Hispanic Population7954
Asian Population547
Hawaiian Population28
Indian Population225
Other Population4331
Male Population7420
Female Population8030
Population Estimate15850

Household Data for 06519

The average number of homes in 06519 is around 5,481, there are an average of 2.76 per household. The average house value according to local real estate values is around $184,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,481
Persons Per Household2.76
Average House Value$184,700
Income Per Household$38538
Median Age32.2
Median Age Male30.8
Median Age Female33.4
06519 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityNew Haven
City Alias NameNEW HAVEN
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses219
Number Of Employees5242
Business First Quarter Payroll89168
Business Annual Payroll358468
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential5743
Delivery Business397
Delivery Total7877
Preferred Last Line KeyV20424
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20424
Land Area1.769000
Water Area0.868000
City Alias Code
City Mixed CaseNew Haven
City Alias Mixed CaseNew Haven
Box Count162
SFDU3931
MFDU1406
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084726
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]