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06511 Home Insurance Rates

Getting multiple homeowners insurance rates in 06511 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of New Haven, CT. Many homeowners based out of the 06511 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Connecticut licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 06511 should appear in the zip code field ready to go. For New Haven, CT Home Insurance Quotes, Click to easily get started!

06511 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 06511 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in New Haven. For a basic HO-3, standard homeowners policy, the average premium per year in Connecticut is around $1229. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 06511 zip code today and let us help you save time and money on your homeowners insurance premium.

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06511 Home Insurance Average Premiums

Local 06511 homeowners insurance quotes comparison

$979 /yr.

Shows Zip Code: 06511 lowest rates with discounts applied on average.

For the 06511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$979 /yr.
Average Coverage:$1229 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1529 /yr.

What is the average home insurance cost for a home in 06511?

  • • The average homeowners insurance premium paid annually for a home in 06511 is around $1229 per year.

What does it cost on average per month for home insurance in 06511?

  • • Homeowners in 06511 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 06511?

  • • Autoowners in 06511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Haven area, check out other zip codes nearby 06511.
Review average rates in another zip code:
06513 homeowners insurance rates
06515 homeowners insurance rates
06519 homeowners insurance rates
06511 homeowners insurance rates
06510 homeowners insurance rates

Home Replacement Cost Coverage in 06511

Average Building Cost Per Square Foot in 06511: $175

Location: New Haven, Connecticut (New Haven County)

Average Square Footage in 06511: 1,366 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06511 before you start any project. New Haven homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,366 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,366$239,000
Additional Upgrades & Added Features$2191,366$298,750
Major Home Updates or Advancements$2631,366$358,500

It's important to understand that when you estimate your replacement cost of your home in the 06511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06511

A & S Insurance

Address: 511 Orange St New Haven, CT 06511
Phone: (203)776-4998
Website:

Best Home & Auto Insurance Agencies in 06511

Allstate Insurance Co

Address: 977 State St New Haven, CT 06511
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

A & S Insurance

Address: 511 Orange St New Haven, CT 06511
Phone:
Website:
Info:

A Atlantica Northeast Agency Inc

Address: 1345 State St New Haven, CT 06511
Phone:
Website:
Info:

Housing Demographics for 06511

Population Review for 06511 Zip Code

For the city of New Haven, the population within 06511 has increased to over 48,763 residents in population size. The current population total is 55,879. We have broken down the population based on race below. In 06511, there are over 27228 in male population and 28651 females.

PopulationValues
Total Population55,879
White Population19460
Black Population20915
Hispanic Population9211
Asian Population6018
Hawaiian Population42
Indian Population358
Other Population4257
Male Population27228
Female Population28651
Population Estimate48763

Household Data for 06511

The average number of homes in 06511 is around 21,670, there are an average of 2.23 per household. The average house value according to local real estate values is around $239,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,670
Persons Per Household2.23
Average House Value$239,000
Income Per Household$51236
Median Age29.0
Median Age Male28.7
Median Age Female29.4
06511 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityNew Haven
City Alias NameNEW HAVEN
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1088
Number Of Employees42154
Business First Quarter Payroll772551
Business Annual Payroll3192374
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential21867
Delivery Business1747
Delivery Total23598
Preferred Last Line KeyV20424
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20424
Land Area5.813000
Water Area0.079000
City Alias Code
City Mixed CaseNew Haven
City Alias Mixed CaseNew Haven
Box Count0
SFDU12809
MFDU7675
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084726
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]