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Home Insurance Quotes in 80929

Are you shopping for a cheaper homeowners insurance rate in 80929? Our rates are very competitive for homeowners living in Colorado Springs, CO. Many homeowners located in the 80929 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 80929. To get free 80929 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 80929 zip code should appear in the zip code field ready to go. Shopping Colorado Springs, CO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 80929 to review the best rate coverages.

Your 80929 Home Insurance Costs Is Rated: Very High!

For the great city of Colorado Springs, the average home insurance premium paid annually is around $1294 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Colorado specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Colorado Springs and need insurance on your home in the 80929 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 80929 Homeowners Insurance Rates Now!

80929 Home Insurance Average Premiums

Local 80929 homeowners insurance quotes comparison

$1044 /yr.

Shows Zip Code: 80929 lowest rates with discounts applied on average.

For the 80929, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1044 /yr.
Average Coverage:$1294 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1594 /yr.

What is the average home insurance cost for a home in 80929?

  • • The average homeowners insurance premium paid annually for a home in 80929 is around $1294 per year.

What does it cost on average per month for home insurance in 80929?

  • • Homeowners in 80929 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 80929?

  • • Autoowners in 80929 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80929.
Review average rates in another zip code:
80951 homeowners insurance rates
80910 homeowners insurance rates
80924 homeowners insurance rates
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80926 homeowners insurance rates
80906 homeowners insurance rates
80920 homeowners insurance rates
80922 homeowners insurance rates
80902 homeowners insurance rates
80918 homeowners insurance rates

Home Replacement Cost Coverage in 80929

Average Building Cost Per Square Foot in 80929: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80929: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80929 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80929 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80929 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,327$345,000
Additional Upgrades & Added Features$3251,327$431,250
Major Home Updates or Advancements$3901,327$517,500

It's important to understand that when you estimate your replacement cost of your home in the 80929 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80929

Best Home & Auto Insurance Agencies in 80929

Housing Demographics for 80929

Population Review for 80929 Zip Code

For the city of Colorado Springs, the population within 80929 has increased to over 547 residents in population size. The current population total is 503. We have broken down the population based on race below. In 80929, there are over 254 in male population and 249 females.

PopulationValues
Total Population503
White Population322
Black Population9
Hispanic Population88
Asian Population6
Hawaiian Population6
Indian Population11
Other Population27
Male Population254
Female Population249
Population Estimate547

Household Data for 80929

The average number of homes in 80929 is around 144, there are an average of 3.49 per household. The average house value according to local real estate values is around $345,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode144
Persons Per Household3.49
Average House Value$345,000
Income Per Household$0
Median Age38.2
Median Age Male38.4
Median Age Female37.3
80929 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees107
Business First Quarter Payroll1742
Business Annual Payroll6274
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential157
Delivery Business15
Delivery Total322
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area23.837000
Water Area0.000000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU120
MFDU0
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]