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Homeowners Insurance in 80928

For homeowners living in 80928, you want more affordable home insurance rates in Colorado Springs, right? Our rates are very competitive for homeowners living in the great city of Colorado Springs, CO. Many homeowners living in the 80928 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 80928 should appear in the zip code field ready to go. Comparing Colorado Springs, CO Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

80928 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Colorado Springs pay around $1233 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Colorado home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 80928 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Colorado Springs homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Colorado home insurance premium today!

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80928 Home Insurance Average Premiums

Local 80928 homeowners insurance quotes comparison

$983 /yr.

Shows Zip Code: 80928 lowest rates with discounts applied on average.

For the 80928, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$983 /yr.
Average Coverage:$1233 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1533 /yr.

What is the average home insurance cost for a home in 80928?

  • • The average homeowners insurance premium paid annually for a home in 80928 is around $1233 per year.

What does it cost on average per month for home insurance in 80928?

  • • Homeowners in 80928 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80928?

  • • Autoowners in 80928 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80928.
Review average rates in another zip code:
80906 homeowners insurance rates
80920 homeowners insurance rates
80910 homeowners insurance rates
80923 homeowners insurance rates
80930 homeowners insurance rates
80924 homeowners insurance rates
80903 homeowners insurance rates
80909 homeowners insurance rates
80921 homeowners insurance rates
80927 homeowners insurance rates

Home Replacement Cost Coverage in 80928

Average Building Cost Per Square Foot in 80928: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80928: 632 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80928 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80928 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80928 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 632 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260632$164,400
Additional Upgrades & Added Features$325632$205,500
Major Home Updates or Advancements$390632$246,600

It's important to understand that when you estimate your replacement cost of your home in the 80928 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80928

Best Home & Auto Insurance Agencies in 80928

Housing Demographics for 80928

Population Review for 80928 Zip Code

For the city of Colorado Springs, the population within 80928 has increased to over 1,239 residents in population size. The current population total is 1,129. We have broken down the population based on race below. In 80928, there are over 561 in male population and 568 females.

PopulationValues
Total Population1,129
White Population884
Black Population37
Hispanic Population155
Asian Population10
Hawaiian Population1
Indian Population6
Other Population69
Male Population561
Female Population568
Population Estimate1239

Household Data for 80928

The average number of homes in 80928 is around 399, there are an average of 2.83 per household. The average house value according to local real estate values is around $164,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode399
Persons Per Household2.83
Average House Value$164,400
Income Per Household$66250
Median Age42.3
Median Age Male43.4
Median Age Female41.1
80928 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees18
Business First Quarter Payroll157
Business Annual Payroll710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential438
Delivery Business3
Delivery Total3614
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area298.158000
Water Area0.052000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU288
MFDU0
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]