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Searching for Homeowners Insurance in 80918

If you are a homeowners that lives in 80918 you may be searching for more affordable homeowners insurance in Colorado Springs. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Colorado Springs, CO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Colorado licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 80918 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Colorado Springs, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 80918 Home Insurance Costs: very high!

In Colorado Springs, homeowners are paying roughly $1224 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 80918 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Colorado Springs are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 80918 policy right now!

80918 Home Insurance Average Premiums

Local 80918 homeowners insurance quotes comparison

$974 /yr.

Shows Zip Code: 80918 lowest rates with discounts applied on average.

For the 80918, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$974 /yr.
Average Coverage:$1224 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1524 /yr.

What is the average home insurance cost for a home in 80918?

  • • The average homeowners insurance premium paid annually for a home in 80918 is around $1224 per year.

What does it cost on average per month for home insurance in 80918?

  • • Homeowners in 80918 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 80918?

  • • Autoowners in 80918 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80918.
Review average rates in another zip code:
80927 homeowners insurance rates
80929 homeowners insurance rates
80913 homeowners insurance rates
80951 homeowners insurance rates
80904 homeowners insurance rates
80914 homeowners insurance rates
80906 homeowners insurance rates
80924 homeowners insurance rates
80920 homeowners insurance rates
80925 homeowners insurance rates

Home Replacement Cost Coverage in 80918

Average Building Cost Per Square Foot in 80918: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80918: 1,255 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80918 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80918 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80918 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,255$326,400
Additional Upgrades & Added Features$3251,255$408,000
Major Home Updates or Advancements$3901,255$489,600

It's important to understand that when you estimate your replacement cost of your home in the 80918 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80918

Farmers Insurance Group of Companies

Address: 4905 North Union Boulevard Colorado Springs, CO 80918
Phone: (719)593-9916
Website: www.farmers.com

American National Insurance-Brian Murphy Agency- Inc

Address: 207 West Rockrimmon Boulevard Ste H Colorado Springs, CO 80918
Phone: (719)268-0500
Website: www.getcashbacknow.com

Colorado Farm Bureau Insurance

Address: 3425 Austin Bluffs Parkway Suite 101 Colorado Springs, CO 80918
Phone: (719)548-5069
Website: www.cfbmic.com

Olsen Mark C

Address: 4905 North Union Boulevard Colorado Springs, CO 80918
Phone: (719)593-9916
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 80918

Farmers Insurance

Address: 6015 Lehman Dr Colorado Springs, CO 80918
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Farmers Insurance Group - Agents- Huddleston Agency

Address: 5472 Tomah Dr Colorado Springs, CO 80918
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Larry M Lucero Insurance

Address: 1831 Austin Bluffs Pky, #102 Colorado Springs, CO 80918
Phone:
Website: http://www.coloradosprings.citysearch.com/profile/1928776/colorado_springs_co/larry_m_lucero_insurance.html
Info:

Farmers Insurance Tim Kealy

Address: 2815 Dublin Blvd Colorado Springs, CO 80918
Phone:
Website:
Info:

State Farm Insurance Agents

Address: 5350 N Academy Blvd Colorado Springs, CO 80918
Phone:
Website:
Info:

Housing Demographics for 80918

Population Review for 80918 Zip Code

For the city of Colorado Springs, the population within 80918 has increased to over 48,972 residents in population size. The current population total is 47,453. We have broken down the population based on race below. In 80918, there are over 23401 in male population and 24052 females.

PopulationValues
Total Population47,453
White Population35731
Black Population2085
Hispanic Population7272
Asian Population1160
Hawaiian Population67
Indian Population441
Other Population2201
Male Population23401
Female Population24052
Population Estimate48972

Household Data for 80918

The average number of homes in 80918 is around 19,121, there are an average of 2.48 per household. The average house value according to local real estate values is around $326,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,121
Persons Per Household2.48
Average House Value$326,400
Income Per Household$74644
Median Age36.5
Median Age Male35.1
Median Age Female37.9
80918 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1651
Number Of Employees16645
Business First Quarter Payroll160617
Business Annual Payroll710595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential19747
Delivery Business1657
Delivery Total25774
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area11.983000
Water Area0.002000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU10841
MFDU3903
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]