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80913 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 80913 zip code find a great new policy that offers the coverage they need at a price they can afford.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 80913 and start shopping.

Quickly and Easily Compare Average Rates for 80913

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Colorado Springs, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 80913

Homeowners in Colorado Springs are paying roughly $1237 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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80913 Home Insurance Average Premiums

Local 80913 homeowners insurance quotes comparison

$987 /yr.

Shows Zip Code: 80913 lowest rates with discounts applied on average.

For the 80913, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$987 /yr.
Average Coverage:$1237 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1537 /yr.

What is the average home insurance cost for a home in 80913?

  • • The average homeowners insurance premium paid annually for a home in 80913 is around $1237 per year.

What does it cost on average per month for home insurance in 80913?

  • • Homeowners in 80913 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80913?

  • • Autoowners in 80913 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80913.
Review average rates in another zip code:
80927 homeowners insurance rates
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80928 homeowners insurance rates
80909 homeowners insurance rates
80905 homeowners insurance rates
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80926 homeowners insurance rates
80915 homeowners insurance rates

Home Replacement Cost Coverage in 80913

Average Building Cost Per Square Foot in 80913: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80913: 635 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80913 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80913 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80913 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 635 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260635$165,000
Additional Upgrades & Added Features$325635$206,250
Major Home Updates or Advancements$390635$247,500

It's important to understand that when you estimate your replacement cost of your home in the 80913 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80913

Best Home & Auto Insurance Agencies in 80913

Housing Demographics for 80913

Population Review for 80913 Zip Code

For the city of Colorado Springs, the population within 80913 has increased to over 0 residents in population size. The current population total is 7,384. We have broken down the population based on race below. In 80913, there are over 6242 in male population and 1142 females.

PopulationValues
Total Population7,384
White Population4703
Black Population1341
Hispanic Population1411
Asian Population258
Hawaiian Population42
Indian Population4
Other Population599
Male Population6242
Female Population1142
Population Estimate0

Household Data for 80913

The average number of homes in 80913 is around 89, there are an average of 1.94 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode89
Persons Per Household1.94
Average House Value$165,000
Income Per Household$0
Median Age21.7
Median Age Male21.9
Median Age Female20.9
80913 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses71
Number Of Employees2611
Business First Quarter Payroll58841
Business Annual Payroll234548
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential0
Delivery Business3
Delivery Total3
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area23.877000
Water Area0.029000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU0
MFDU0
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]