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80925 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 80925? Our rates are very competitive for homeowners living in Colorado Springs, CO. Many homeowners based out of your 80925 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80925 should appear in the zip code field ready to go. For Colorado Springs, CO Home Insurance Rate Quotes click to review the best rates and service online!

80925 Average Premium is Rated: Very High!

Homeowners living in 80925 can easily save up to 40% off the average home insurance premium of $1220 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Colorado Springs that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 80925 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 80925!

80925 Home Insurance Average Premiums

Local 80925 homeowners insurance quotes comparison

$970 /yr.

Shows Zip Code: 80925 lowest rates with discounts applied on average.

For the 80925, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$970 /yr.
Average Coverage:$1220 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1520 /yr.

What is the average home insurance cost for a home in 80925?

  • • The average homeowners insurance premium paid annually for a home in 80925 is around $1220 per year.

What does it cost on average per month for home insurance in 80925?

  • • Homeowners in 80925 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 80925?

  • • Autoowners in 80925 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80925.
Review average rates in another zip code:
80906 homeowners insurance rates
80909 homeowners insurance rates
80914 homeowners insurance rates
80904 homeowners insurance rates
80921 homeowners insurance rates
80920 homeowners insurance rates
80910 homeowners insurance rates
80911 homeowners insurance rates
80919 homeowners insurance rates
80923 homeowners insurance rates

Home Replacement Cost Coverage in 80925

Average Building Cost Per Square Foot in 80925: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80925: 1,251 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80925 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80925 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80925 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,251 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,251$325,200
Additional Upgrades & Added Features$3251,251$406,500
Major Home Updates or Advancements$3901,251$487,800

It's important to understand that when you estimate your replacement cost of your home in the 80925 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80925

Best Home & Auto Insurance Agencies in 80925

Housing Demographics for 80925

Population Review for 80925 Zip Code

For the city of Colorado Springs, the population within 80925 has increased to over 20,770 residents in population size. The current population total is 15,061. We have broken down the population based on race below. In 80925, there are over 7547 in male population and 7514 females.

PopulationValues
Total Population15,061
White Population9316
Black Population1728
Hispanic Population3126
Asian Population508
Hawaiian Population228
Indian Population154
Other Population938
Male Population7547
Female Population7514
Population Estimate20770

Household Data for 80925

The average number of homes in 80925 is around 4,635, there are an average of 3.25 per household. The average house value according to local real estate values is around $325,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,635
Persons Per Household3.25
Average House Value$325,200
Income Per Household$90971
Median Age30.0
Median Age Male29.7
Median Age Female30.3
80925 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees541
Business First Quarter Payroll8343
Business Annual Payroll38150
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential6391
Delivery Business17
Delivery Total11748
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area28.714000
Water Area0.015000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU337
MFDU0
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]