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85704 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 85704 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Tucson, AZ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 85704.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 85704 and start shopping.

Quickly and Easily Compare Average Rates for 85704

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tucson, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 85704

Homeowners in Tucson are paying roughly $586 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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85704 Home Insurance Average Premiums

Local 85704 homeowners insurance quotes comparison

$336 /yr.

Shows Zip Code: 85704 lowest rates with discounts applied on average.

For the 85704, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$336 /yr.
Average Coverage:$586 /yr.
2600 sq. ft. or higher
(all discounts applied)
$886 /yr.

What is the average home insurance cost for a home in 85704?

  • • The average homeowners insurance premium paid annually for a home in 85704 is around $586 per year.

What does it cost on average per month for home insurance in 85704?

  • • Homeowners in 85704 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 85704?

  • • Autoowners in 85704 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85704.
Review average rates in another zip code:
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85741 homeowners insurance rates

Home Replacement Cost Coverage in 85704

Average Building Cost Per Square Foot in 85704: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85704: 1,952 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85704 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85704 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85704 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,952 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,952$314,300
Additional Upgrades & Added Features$2011,952$392,875
Major Home Updates or Advancements$2421,952$471,450

It's important to understand that when you estimate your replacement cost of your home in the 85704 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85704

Jumper Randy Insurance Agent

Address: 6700 North Oracle Road Suite 323 Tucson, AZ 85704
Phone: (520)742-9200
Website: www.northamericanretail.com

Farmers Insurance Group - Sales Agent Offices- Robert Stenquist

Address: 5671 North Oracle Road Suite 1102 Tucson, AZ 85704
Phone: (520)744-4411
Website: www.garciainsurance.com

Best Home & Auto Insurance Agencies in 85704

Farmers Insurance Group - District Manager- Edwards Jeff

Address: 205 W Giaconda Way Tucson, AZ 85704
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Bate- Mary Ann - State Farm Insurance Agent

Address: 9000 N Oracle Rd Tucson, AZ 85704
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fry- Dale G - State Farm Insurance Agent

Address: 7493 N Oracle Rd, #131 Tucson, AZ 85704
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 5823 N Oracle Rd Tucson, AZ 85704
Phone:
Website: http://www.allstateagencies.com
Info:

Farmers Insurance Group - Sales Agent Offices- Robert Stenquist

Address: 5671 N Oracle Rd, #1102 Tucson, AZ 85704
Phone:
Website: http://www.garciainsurance.com
Info:

Housing Demographics for 85704

Population Review for 85704 Zip Code

For the city of Tucson, the population within 85704 has increased to over 34,815 residents in population size. The current population total is 34,430. We have broken down the population based on race below. In 85704, there are over 16266 in male population and 18164 females.

PopulationValues
Total Population34,430
White Population25657
Black Population745
Hispanic Population7035
Asian Population1615
Hawaiian Population55
Indian Population290
Other Population1842
Male Population16266
Female Population18164
Population Estimate34815

Household Data for 85704

The average number of homes in 85704 is around 15,785, there are an average of 2.10 per household. The average house value according to local real estate values is around $314,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,785
Persons Per Household2.10
Average House Value$314,300
Income Per Household$68976
Median Age49.2
Median Age Male46.1
Median Age Female52.0
85704 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1168
Number Of Employees14247
Business First Quarter Payroll162264
Business Annual Payroll741860
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential16579
Delivery Business1023
Delivery Total17253
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area18.204000
Water Area0.031000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU7703
MFDU5159
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]