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85741 Home Insurance Quotes & Rates

Currently, the 14,020 homes within the 85741 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $661 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Tucson, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85741.

Arizona is now ranking #46 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Tucson home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85741 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Tucson, Arizona home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Tucson, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

85741 Home Insurance Average Premiums

Local 85741 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 85741 lowest rates with discounts applied on average.

For the 85741, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 85741?

  • • The average homeowners insurance premium paid annually for a home in 85741 is around $661 per year.

What does it cost on average per month for home insurance in 85741?

  • • Homeowners in 85741 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85741?

  • • Autoowners in 85741 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85741.
Review average rates in another zip code:
85707 homeowners insurance rates
85739 homeowners insurance rates
85701 homeowners insurance rates
85711 homeowners insurance rates
85757 homeowners insurance rates
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85745 homeowners insurance rates
85710 homeowners insurance rates
85708 homeowners insurance rates
85715 homeowners insurance rates

Home Replacement Cost Coverage in 85741

Average Building Cost Per Square Foot in 85741: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85741: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85741 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85741 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85741 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,260$202,800
Additional Upgrades & Added Features$2011,260$253,500
Major Home Updates or Advancements$2421,260$304,200

It's important to understand that when you estimate your replacement cost of your home in the 85741 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85741

Allstate Insurance - Kathryn Mcmurrich

Address: 4145 W Ina Rd #131 Tucson, AZ 85741
Phone: (520)744-3998
Website:

Best Home & Auto Insurance Agencies in 85741

Allstate Insurance-John Dooling

Address: 4237 W Ina Rd, #107 Tucson, AZ 85741
Phone:
Website: http://www.agent.allstate.com/30146
Info:

Rowland- Shannon M - State Farm Insurance Agent

Address: 4231 W Ina Rd, #121 Tucson, AZ 85741
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Houlton Robin State Farm Insurance

Address: 3682 W Orange Grove Rd, #110 Tucson, AZ 85741
Phone:
Website:
Info:

Dale R Diamond Ins Agcy Inc - State Farm Insurance Agent

Address: 2966 W Ina Rd Tucson, AZ 85741
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance ZACH Whitehill - ZACH Whitehill

Address: 7225 N Mona Lisa Rd, #206 Tucson, AZ 85741
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 85741

Population Review for 85741 Zip Code

For the city of Tucson, the population within 85741 has increased to over 34,284 residents in population size. The current population total is 34,131. We have broken down the population based on race below. In 85741, there are over 16747 in male population and 17384 females.

PopulationValues
Total Population34,131
White Population22794
Black Population935
Hispanic Population10495
Asian Population1324
Hawaiian Population84
Indian Population483
Other Population2953
Male Population16747
Female Population17384
Population Estimate34284

Household Data for 85741

The average number of homes in 85741 is around 14,020, there are an average of 2.42 per household. The average house value according to local real estate values is around $202,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,020
Persons Per Household2.42
Average House Value$202,800
Income Per Household$63660
Median Age38.4
Median Age Male36.7
Median Age Female40.0
85741 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses882
Number Of Employees13969
Business First Quarter Payroll157920
Business Annual Payroll667693
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential14167
Delivery Business855
Delivery Total14549
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area9.507000
Water Area0.087000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU6835
MFDU3748
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]