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79927 Home Insurance Rates

For homeowners living in 79927, the population estimates are increasing to well over 40,290 with 12,271 occupied homes within the zip code of 79927. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in El Paso have increased and the average home insurance premium is around $1,475 per year in 79927. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 79927 zip code today so we can help you find affordable El Paso, TX home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 79927

Please select one of the three options below based on your 79927 zip code to learn more about Texas homeowners insurance, plus review average rates and information per state, county or city.

  1. Texas Homeowners Insurance Quotes
  2. El Paso County, TX Home Insurance
  3. El Paso, TX Home Insurance Quotes

79927 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 79927 zip code just got easier with GetHomeInsuranceQuotes.com of El Paso, TX. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 79927 today and let us help you review the best home insurance quotes available for homeowners living in El Paso.

Get 79927 Homeowners Insurance Rates Now!

79927 Home Insurance Average Premiums

Local 79927 homeowners insurance quotes comparison

$1225 /yr.

Shows Zip Code: 79927 lowest rates with discounts applied on average.

For the 79927, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1225 /yr.
Average Coverage:$1475 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1775 /yr.

What is the average home insurance cost for a home in 79927?

  • • The average homeowners insurance premium paid annually for a home in 79927 is around $1475 per year.

What does it cost on average per month for home insurance in 79927?

  • • Homeowners in 79927 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 79927?

  • • Autoowners in 79927 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the El Paso area, check out other zip codes nearby 79927.
Review average rates in another zip code:
79938 homeowners insurance rates
79903 homeowners insurance rates
79915 homeowners insurance rates
79905 homeowners insurance rates
79901 homeowners insurance rates
79932 homeowners insurance rates
79928 homeowners insurance rates
79935 homeowners insurance rates
79902 homeowners insurance rates
79912 homeowners insurance rates

Home Replacement Cost Coverage in 79927

Average Building Cost Per Square Foot in 79927: $129

Location: El Paso, Texas (El Paso County)

Average Square Footage in 79927: 757 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79927 before you start any project. El Paso homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79927 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79927 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 757 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the El Paso area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129757$97,600
Additional Upgrades & Added Features$161757$122,000
Major Home Updates or Advancements$194757$146,400

It's important to understand that when you estimate your replacement cost of your home in the 79927 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79927

Best Home & Auto Insurance Agencies in 79927

Housing Demographics for 79927

Population Review for 79927 Zip Code

For the city of El Paso, the population within 79927 has increased to over 45,926 residents in population size. The current population total is 40,290. We have broken down the population based on race below. In 79927, there are over 19327 in male population and 20963 females.

PopulationValues
Total Population40,290
White Population12115
Black Population177
Hispanic Population38896
Asian Population69
Hawaiian Population9
Indian Population1125
Other Population12023
Male Population19327
Female Population20963
Population Estimate45926

Household Data for 79927

The average number of homes in 79927 is around 12,271, there are an average of 3.26 per household. The average house value according to local real estate values is around $97,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,271
Persons Per Household3.26
Average House Value$97,600
Income Per Household$41526
Median Age34.9
Median Age Male33.4
Median Age Female36.3
79927 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code915
CityEl Paso
City Alias NameEL PASO
CountyEl Paso
County FIPS141
State FIPS48
Time Zone7
Day Light SavingY
MSA2320
PMSA
CSA238
CBSA21340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEl Paso, TX
MSA_NameEl Paso, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses471
Number Of Employees5458
Business First Quarter Payroll41361
Business Annual Payroll181050
Business Employment Flag
Growth Rank89
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20143
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population800647
CBSA Division Population0
Congressional District16|23
Congressional LandArea710.35|58059.18
Delivery Residential14088
Delivery Business713
Delivery Total14492
Preferred Last Line KeyW23624
Classification Code
Multi-County
CSA NameEl Paso-Las Cruces, TX-NM
CBSA_DIV_Name
City State KeyW23624
Land Area27.449000
Water Area0.272000
City Alias Code
City Mixed CaseEl Paso
City Alias Mixed CaseEl Paso
Box Count0
SFDU4275
MFDU145
State ANSI48
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482845
Unique ZIP Name
SSA State County Code45480
Medicare CBSA Code21340
Medicare CBSA NameEl Paso, TX
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseEl Paso

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

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  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]