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Quickly Revew Homeowners Insurance in 79903

If you own a home in El Paso, TX you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 79903 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Texas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 79903 and start comparing rates now.

79903 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 79903 is $1477 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 79903 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional El Paso, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

79903 Home Insurance Average Premiums

Local 79903 homeowners insurance quotes comparison

$1227 /yr.

Shows Zip Code: 79903 lowest rates with discounts applied on average.

For the 79903, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1227 /yr.
Average Coverage:$1477 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1777 /yr.

What is the average home insurance cost for a home in 79903?

  • • The average homeowners insurance premium paid annually for a home in 79903 is around $1477 per year.

What does it cost on average per month for home insurance in 79903?

  • • Homeowners in 79903 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 79903?

  • • Autoowners in 79903 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the El Paso area, check out other zip codes nearby 79903.
Review average rates in another zip code:
79902 homeowners insurance rates
79930 homeowners insurance rates
79938 homeowners insurance rates
79908 homeowners insurance rates
79932 homeowners insurance rates
79936 homeowners insurance rates
79906 homeowners insurance rates
79924 homeowners insurance rates
79927 homeowners insurance rates
79920 homeowners insurance rates

Home Replacement Cost Coverage in 79903

Average Building Cost Per Square Foot in 79903: $129

Location: El Paso, Texas (El Paso County)

Average Square Footage in 79903: 788 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79903 before you start any project. El Paso homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79903 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79903 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 788 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the El Paso area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129788$101,600
Additional Upgrades & Added Features$161788$127,000
Major Home Updates or Advancements$194788$152,400

It's important to understand that when you estimate your replacement cost of your home in the 79903 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79903

Best Home & Auto Insurance Agencies in 79903

Housing Demographics for 79903

Population Review for 79903 Zip Code

For the city of El Paso, the population within 79903 has increased to over 16,421 residents in population size. The current population total is 16,425. We have broken down the population based on race below. In 79903, there are over 7811 in male population and 8614 females.

PopulationValues
Total Population16,425
White Population5850
Black Population226
Hispanic Population15000
Asian Population92
Hawaiian Population9
Indian Population156
Other Population3709
Male Population7811
Female Population8614
Population Estimate16421

Household Data for 79903

The average number of homes in 79903 is around 6,556, there are an average of 2.49 per household. The average house value according to local real estate values is around $101,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,556
Persons Per Household2.49
Average House Value$101,600
Income Per Household$33372
Median Age44.5
Median Age Male41.2
Median Age Female47.5
79903 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code915
CityEl Paso
City Alias NameEL PASO
CountyEl Paso
County FIPS141
State FIPS48
Time Zone7
Day Light SavingY
MSA2320
PMSA
CSA238
CBSA21340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEl Paso, TX
MSA_NameEl Paso, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses482
Number Of Employees7509
Business First Quarter Payroll50282
Business Annual Payroll217945
Business Employment Flag
Growth Rank89
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20143
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population800647
CBSA Division Population0
Congressional District16
Congressional LandArea710.35
Delivery Residential6595
Delivery Business890
Delivery Total11266
Preferred Last Line KeyW23624
Classification Code
Multi-County
CSA NameEl Paso-Las Cruces, TX-NM
CBSA_DIV_Name
City State KeyW23624
Land Area3.050000
Water Area0.000000
City Alias Code
City Mixed CaseEl Paso
City Alias Mixed CaseEl Paso
Box Count0
SFDU5583
MFDU401
State ANSI48
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482845
Unique ZIP Name
SSA State County Code45480
Medicare CBSA Code21340
Medicare CBSA NameEl Paso, TX
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseEl Paso

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