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Home Insurance Quotes in 79924

Are you shopping for a cheaper homeowners insurance rate in 79924? Our rates are very competitive for homeowners living in El Paso, TX. Many homeowners located in the 79924 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 79924. To get free 79924 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 79924 zip code should appear in the zip code field ready to go. Shopping El Paso, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 79924 to review the best rate coverages.

Your 79924 Home Insurance Costs Is Rated: Very High!

For the great city of El Paso, the average home insurance premium paid annually is around $1479 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in El Paso and need insurance on your home in the 79924 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 79924 Homeowners Insurance Rates Now!

79924 Home Insurance Average Premiums

Local 79924 homeowners insurance quotes comparison

$1229 /yr.

Shows Zip Code: 79924 lowest rates with discounts applied on average.

For the 79924, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1229 /yr.
Average Coverage:$1479 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1779 /yr.

What is the average home insurance cost for a home in 79924?

  • • The average homeowners insurance premium paid annually for a home in 79924 is around $1479 per year.

What does it cost on average per month for home insurance in 79924?

  • • Homeowners in 79924 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 79924?

  • • Autoowners in 79924 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the El Paso area, check out other zip codes nearby 79924.
Review average rates in another zip code:
79907 homeowners insurance rates
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79925 homeowners insurance rates
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79927 homeowners insurance rates
79904 homeowners insurance rates
79906 homeowners insurance rates

Home Replacement Cost Coverage in 79924

Average Building Cost Per Square Foot in 79924: $129

Location: El Paso, Texas (El Paso County)

Average Square Footage in 79924: 822 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79924 before you start any project. El Paso homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79924 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79924 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 822 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the El Paso area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129822$106,000
Additional Upgrades & Added Features$161822$132,500
Major Home Updates or Advancements$194822$159,000

It's important to understand that when you estimate your replacement cost of your home in the 79924 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79924

Best Home & Auto Insurance Agencies in 79924

Gonzalez, Art - Allstate Insurance Company

Address: 5255 Woodrow Bean, #2a El Paso, TX 79924
Phone:
Website: http://www.allstate.com/
Info:

Aragon- Jose Luis - State Farm Insurance Agent

Address: 10765 Kenworthy St El Paso, TX 79924
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 9350 Dyer St El Paso, TX 79924
Phone:
Website:
Info:

Victor F Nevarez Agency - Nationwide Insurance

Address: 9201 Dyer St El Paso, TX 79924
Phone:
Website: http://www.nationwide.com/agent/El-Paso-TEXAS-insurance-agent/victor-nevarez/office.html
Info:

Altheide- Richard A - State Farm Insurance Agent

Address: 4726 Woodrow Bean Transmountain Dr, #3 El Paso, TX 79924
Phone:
Website:
Info:

Housing Demographics for 79924

Population Review for 79924 Zip Code

For the city of El Paso, the population within 79924 has increased to over 62,394 residents in population size. The current population total is 58,721. We have broken down the population based on race below. In 79924, there are over 27835 in male population and 30886 females.

PopulationValues
Total Population58,721
White Population22599
Black Population4229
Hispanic Population43016
Asian Population1120
Hawaiian Population204
Indian Population638
Other Population11514
Male Population27835
Female Population30886
Population Estimate62394

Household Data for 79924

The average number of homes in 79924 is around 21,275, there are an average of 2.75 per household. The average house value according to local real estate values is around $106,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,275
Persons Per Household2.75
Average House Value$106,000
Income Per Household$47778
Median Age35.3
Median Age Male32.3
Median Age Female38.2
79924 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code915
CityEl Paso
City Alias NameEL PASO
CountyEl Paso
County FIPS141
State FIPS48
Time Zone7
Day Light SavingY
MSA2320
PMSA
CSA238
CBSA21340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEl Paso, TX
MSA_NameEl Paso, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses547
Number Of Employees7386
Business First Quarter Payroll52368
Business Annual Payroll224820
Business Employment Flag
Growth Rank89
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20143
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population800647
CBSA Division Population0
Congressional District16
Congressional LandArea710.35
Delivery Residential22689
Delivery Business824
Delivery Total23378
Preferred Last Line KeyW23624
Classification Code
Multi-County
CSA NameEl Paso-Las Cruces, TX-NM
CBSA_DIV_Name
City State KeyW23624
Land Area12.382000
Water Area0.000000
City Alias Code
City Mixed CaseEl Paso
City Alias Mixed CaseEl Paso
Box Count0
SFDU14944
MFDU1596
State ANSI48
County ANSI141
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482845
Unique ZIP Name
SSA State County Code45480
Medicare CBSA Code21340
Medicare CBSA NameEl Paso, TX
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseEl Paso

Texas Homeowners Insurance News & Information

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]