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Find the Best Home Insurance Rates in 22310

Shopping for homeowners insurance in 22310 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Alexandria, VA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Virginia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 22310 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 22310

Find Alexandria, VA Homeowners Insurance Quotes to review the best coverage options in your area.

22310 Home Insurance Rating is: medium!

In 22310 the average premium is $937. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 22310, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 22310!

22310 Home Insurance Average Premiums

Local 22310 homeowners insurance quotes comparison

$687 /yr.

Shows Zip Code: 22310 lowest rates with discounts applied on average.

For the 22310, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$687 /yr.
Average Coverage:$937 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1237 /yr.

What is the average home insurance cost for a home in 22310?

  • • The average homeowners insurance premium paid annually for a home in 22310 is around $937 per year.

What does it cost on average per month for home insurance in 22310?

  • • Homeowners in 22310 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 22310?

  • • Autoowners in 22310 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 22310.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 22310

Average Building Cost Per Square Foot in 22310: $163

Location: Alexandria, Virginia (Fairfax County)

Average Square Footage in 22310: 3,123 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22310 before you start any project. Alexandria homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22310 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22310 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,123 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,123$509,100
Additional Upgrades & Added Features$2043,123$636,375
Major Home Updates or Advancements$2453,123$763,650

It's important to understand that when you estimate your replacement cost of your home in the 22310 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22310

Allstate Insurance-Elite Insurance Agencies

Address: 6142 Franconia Rd Alexandria, VA 22310
Phone: (703)922-4885
Website: agent.allstate.com/36156

Best Home & Auto Insurance Agencies in 22310

Allstate Insurance-Elite Insurance Agencies

Address: 6142 Franconia Rd Alexandria, VA 22310
Phone:
Website: http://www.agent.allstate.com/36156
Info:

Nationwide Insurance

Address: 6076 Franconia Rd, #B Alexandria, VA 22310
Phone:
Website: http://www.nationwide.com/agent/Alexandria-VIRGINIA-insurance-agent/davidcropper/office.html
Info:

Bailey- Linda S - State Farm Insurance Agent

Address: 6076 Franconia Rd Alexandria, VA 22310
Phone:
Website: http://www.lindabailey.biz
Info:

Allstate Insurance Companies

Address: 6096 Franconia Rd Alexandria, VA 22310
Phone:
Website:
Info:

Allstate Insurance Company - Vinay Narang

Address: 6267 Franconia Rd Alexandria, VA 22310
Phone:
Website: http://www.allstateagencies.com/058139?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 22310

Population Review for 22310 Zip Code

For the city of Alexandria, the population within 22310 has increased to over 29,600 residents in population size. The current population total is 29,611. We have broken down the population based on race below. In 22310, there are over 14504 in male population and 15107 females.

PopulationValues
Total Population29,611
White Population15234
Black Population4429
Hispanic Population4920
Asian Population3986
Hawaiian Population25
Indian Population204
Other Population2233
Male Population14504
Female Population15107
Population Estimate29600

Household Data for 22310

The average number of homes in 22310 is around 10,959, there are an average of 2.70 per household. The average house value according to local real estate values is around $509,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,959
Persons Per Household2.70
Average House Value$509,100
Income Per Household$139028
Median Age38.7
Median Age Male37.9
Median Age Female39.6
22310 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703
CityAlexandria
City Alias NameALEXANDRIA
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses626
Number Of Employees7967
Business First Quarter Payroll160180
Business Annual Payroll682441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential10963
Delivery Business541
Delivery Total15508
Preferred Last Line KeyX26003
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26003
Land Area6.743000
Water Area0.012000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count236
SFDU5790
MFDU937
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510114
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]