Get multiple home insurance quotes in 05403. Our licensed 05403, VT agents are ready to serve you.

05403 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05403 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in South Burlington, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05403 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average South Burlington homeowners insurance rates, coverage options or home insurance types, please select South Burlington, VT Home Insurance Rates Online!

05403 Home Insurance Average Premiums

Local 05403 homeowners insurance quotes comparison

$525 /yr.

Shows Zip Code: 05403 lowest rates with discounts applied on average.

For the 05403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$525 /yr.
Average Coverage:$775 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1075 /yr.

What is the average home insurance cost for a home in 05403?

  • • The average homeowners insurance premium paid annually for a home in 05403 is around $775 per year.

What does it cost on average per month for home insurance in 05403?

  • • Homeowners in 05403 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 05403?

  • • Autoowners in 05403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Burlington area, check out other zip codes nearby 05403.
Review average rates in another zip code:
05403 homeowners insurance rates

Home Replacement Cost Coverage in 05403

Average Building Cost Per Square Foot in 05403: $159

Location: South Burlington, Vermont (Chittenden County)

Average Square Footage in 05403: 2,066 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05403 before you start any project. South Burlington homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,066 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,066$328,500
Additional Upgrades & Added Features$1992,066$410,625
Major Home Updates or Advancements$2392,066$492,750

It's important to understand that when you estimate your replacement cost of your home in the 05403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05403

Hackett Valine & Macdonald Inc

Address: 140 Kennedy Dr South Burlington, VT 05403
Phone: (802)658-1100
Website:

Best Home & Auto Insurance Agencies in 05403

Allstate - Donna Booher

Address: 205 Dorset St, #200 South Burlington, VT 05403
Phone:
Website: http://www.allstateagencies.com/donnabooher/Welcome/
Info:

BURLINGTON INS Agency - Progressive Insurance

Address: 3 Baldwin Ave South Burlington, VT 05403
Phone:
Website: http://www.national.citysearch.com/profile/external/10700359/s_burlington_vt/burlington_ins_agcy_progressive_insurance.html
Info:

Raymond B LeBlanc Ins Agcy Inc - State Farm Insurance Agent

Address: 55 White St South Burlington, VT 05403
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Hackett Valine & Macdonald Inc

Address: 140 Kennedy Dr South Burlington, VT 05403
Phone:
Website:
Info:

Michael P. Parolin

Address: 205 Dorset St South Burlington, VT 05403
Phone:
Website:
Info:

Housing Demographics for 05403

Population Review for 05403 Zip Code

For the city of South Burlington, the population within 05403 has increased to over 21,629 residents in population size. The current population total is 20,166. We have broken down the population based on race below. In 05403, there are over 9577 in male population and 10589 females.

PopulationValues
Total Population20,166
White Population16719
Black Population637
Hispanic Population677
Asian Population1363
Hawaiian Population7
Indian Population24
Other Population249
Male Population9577
Female Population10589
Population Estimate21629

Household Data for 05403

The average number of homes in 05403 is around 9,063, there are an average of 2.18 per household. The average house value according to local real estate values is around $328,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,063
Persons Per Household2.18
Average House Value$328,500
Income Per Household$83943
Median Age40.7
Median Age Male38.6
Median Age Female42.9
05403 DetailsValues
StateVT
State Full NameVermont
City TypeB
City Alias AbbreviationS BURLINGTON
Area Code802
CitySouth Burlington
City Alias NameSOUTH BURLINGTON
CountyChittenden
County FIPS007
State FIPS50
Time Zone5
Day Light SavingY
MSA1305
PMSA
CSA162
CBSA15540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBurlington-South Burlington, VT
MSA_NameBurlington, VT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1009
Number Of Employees16285
Business First Quarter Payroll212037
Business Annual Payroll912338
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population211261
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential9922
Delivery Business1095
Delivery Total10622
Preferred Last Line KeyV27022
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV27022
Land Area16.353000
Water Area0.170000
City Alias Code
City Mixed CaseSouth Burlington
City Alias Mixed CaseSouth Burlington
Box Count0
SFDU4503
MFDU2239
State ANSI50
County ANSI007
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number501008
Unique ZIP Name
SSA State County Code47030
Medicare CBSA Code15540
Medicare CBSA NameBurlington-South Burlington, VT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseChittenden

Vermont Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]