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Home Insurance Rates in 77044

For homeowners shopping online in 77044, our insurance rates are very competitive for homeowners living in Houston, TX. Many homeowners based out of the great city of Houston have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 77044, simply click the "Get Multiple Quotes Now" button. Your 77044 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Houston, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

77044 Home Insurance Rating is: Very High!

If you live in 77044, you can easily save up to 40% off the average home insurance premium of $1560 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Houston can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 77044 today!

Get Multiple Home Insurance Rates in 77044!

77044 Home Insurance Average Premiums

Local 77044 homeowners insurance quotes comparison

$1310 /yr.

Shows Zip Code: 77044 lowest rates with discounts applied on average.

For the 77044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1310 /yr.
Average Coverage:$1560 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1860 /yr.

What is the average home insurance cost for a home in 77044?

  • • The average homeowners insurance premium paid annually for a home in 77044 is around $1560 per year.

What does it cost on average per month for home insurance in 77044?

  • • Homeowners in 77044 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 77044?

  • • Autoowners in 77044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77044.
Review average rates in another zip code:
77057 homeowners insurance rates
77096 homeowners insurance rates
77043 homeowners insurance rates
77069 homeowners insurance rates
77055 homeowners insurance rates
77073 homeowners insurance rates
77067 homeowners insurance rates
77032 homeowners insurance rates
77014 homeowners insurance rates
77076 homeowners insurance rates

Home Replacement Cost Coverage in 77044

Average Building Cost Per Square Foot in 77044: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77044: 1,733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77044 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,733 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,733$223,600
Additional Upgrades & Added Features$1611,733$279,500
Major Home Updates or Advancements$1941,733$335,400

It's important to understand that when you estimate your replacement cost of your home in the 77044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77044

Allstate Insurance - Debbie Gore

Address: 13061 W Lake Houston Pkwy Houston, TX 77044
Phone: (281)454-7770
Website:

Best Home & Auto Insurance Agencies in 77044

Allstate Insurance - Debbie Gore

Address: 13061 W Lake Houston Pky Houston, TX 77044
Phone:
Website:
Info:

Housing Demographics for 77044

Population Review for 77044 Zip Code

For the city of Houston, the population within 77044 has increased to over 63,864 residents in population size. The current population total is 55,665. We have broken down the population based on race below. In 77044, there are over 27223 in male population and 28442 females.

PopulationValues
Total Population55,665
White Population15640
Black Population16328
Hispanic Population25981
Asian Population1561
Hawaiian Population67
Indian Population519
Other Population11151
Male Population27223
Female Population28442
Population Estimate63864

Household Data for 77044

The average number of homes in 77044 is around 16,835, there are an average of 3.30 per household. The average house value according to local real estate values is around $223,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,835
Persons Per Household3.30
Average House Value$223,600
Income Per Household$85300
Median Age31.0
Median Age Male30.2
Median Age Female31.7
77044 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/346/832
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses487
Number Of Employees6580
Business First Quarter Payroll67724
Business Annual Payroll282037
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02|18|29
Congressional LandArea308.75|235.2|187.07
Delivery Residential19353
Delivery Business528
Delivery Total21287
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area39.096000
Water Area7.535000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU6537
MFDU2343
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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