Get multiple home insurance quotes in 77080. Our licensed 77080, TX agents are ready to serve you.

77080 Home Insurance Rates

For homeowners living in 77080, the population estimates are increasing to well over 45,428 with 16,021 occupied homes within the zip code of 77080. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Houston have increased and the average home insurance premium is around $1,527 per year in 77080. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 77080 zip code today so we can help you find affordable Houston, TX home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 77080

Please select one of the three options below based on your 77080 zip code to learn more about Texas homeowners insurance, plus review average rates and information per state, county or city.

  1. Texas Homeowners Insurance Quotes
  2. Harris County, TX Home Insurance
  3. Houston, TX Home Insurance Quotes

77080 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 77080 zip code just got easier with GetHomeInsuranceQuotes.com of Houston, TX. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 77080 today and let us help you review the best home insurance quotes available for homeowners living in Houston.

Get 77080 Homeowners Insurance Rates Now!

77080 Home Insurance Average Premiums

Local 77080 homeowners insurance quotes comparison

$1277 /yr.

Shows Zip Code: 77080 lowest rates with discounts applied on average.

For the 77080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1277 /yr.
Average Coverage:$1527 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1827 /yr.

What is the average home insurance cost for a home in 77080?

  • • The average homeowners insurance premium paid annually for a home in 77080 is around $1527 per year.

What does it cost on average per month for home insurance in 77080?

  • • Homeowners in 77080 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 77080?

  • • Autoowners in 77080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77080.
Review average rates in another zip code:
77062 homeowners insurance rates
77092 homeowners insurance rates
77090 homeowners insurance rates
77010 homeowners insurance rates
77050 homeowners insurance rates
77032 homeowners insurance rates
77073 homeowners insurance rates
77053 homeowners insurance rates
77086 homeowners insurance rates
77096 homeowners insurance rates

Home Replacement Cost Coverage in 77080

Average Building Cost Per Square Foot in 77080: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77080: 2,036 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77080 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,036 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,036$262,700
Additional Upgrades & Added Features$1612,036$328,375
Major Home Updates or Advancements$1942,036$394,050

It's important to understand that when you estimate your replacement cost of your home in the 77080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77080

Best Home & Auto Insurance Agencies in 77080

Texas Insurance Superstore

Address: 2001 Gessner Dr Houston, TX 77080
Phone:
Website: http://www.walkinsured.com/
Info:

Cecile Nguyen

Address: 2600 Gessner Dr Houston, TX 77080
Phone:
Website:
Info:

Rodney D Young Insurance

Address: 1401 Gessner Dr Houston, TX 77080
Phone:
Website:
Info:

Allstate Insurance Company - Cecile Nguyen

Address: 9585 Clay Rd Houston, TX 77080
Phone:
Website: http://www.allstateagencies.com/051609?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 77080

Population Review for 77080 Zip Code

For the city of Houston, the population within 77080 has increased to over 50,181 residents in population size. The current population total is 45,428. We have broken down the population based on race below. In 77080, there are over 23080 in male population and 22348 females.

PopulationValues
Total Population45,428
White Population14793
Black Population2299
Hispanic Population30243
Asian Population2133
Hawaiian Population32
Indian Population1099
Other Population15064
Male Population23080
Female Population22348
Population Estimate50181

Household Data for 77080

The average number of homes in 77080 is around 16,021, there are an average of 2.82 per household. The average house value according to local real estate values is around $262,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,021
Persons Per Household2.82
Average House Value$262,700
Income Per Household$56301
Median Age33.0
Median Age Male32.4
Median Age Female33.8
77080 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/832/281/346
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses716
Number Of Employees8212
Business First Quarter Payroll84881
Business Annual Payroll376504
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District18|38
Congressional LandArea235.2|0
Delivery Residential17795
Delivery Business1051
Delivery Total18805
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area6.404000
Water Area0.035000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU6808
MFDU8369
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]