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Homeowners Insurance in 75240

In Dallas, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 75240 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 75240 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75240 should appear in the zip code field ready to go.

75240 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1506. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Dallas home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 75240 Home Insurance Rates Now!

Best 3 Options to Compare in 75240

If you want homeowners insurance quotes within the city of Dallas or in the 75240 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Dallas, TX.

75240 Home Insurance Average Premiums

Local 75240 homeowners insurance quotes comparison

$1256 /yr.

Shows Zip Code: 75240 lowest rates with discounts applied on average.

For the 75240, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1256 /yr.
Average Coverage:$1506 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1806 /yr.

What is the average home insurance cost for a home in 75240?

  • • The average homeowners insurance premium paid annually for a home in 75240 is around $1506 per year.

What does it cost on average per month for home insurance in 75240?

  • • Homeowners in 75240 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 75240?

  • • Autoowners in 75240 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75240.
Review average rates in another zip code:
75233 homeowners insurance rates
75254 homeowners insurance rates
75219 homeowners insurance rates
75201 homeowners insurance rates
75235 homeowners insurance rates
75246 homeowners insurance rates
75209 homeowners insurance rates
75211 homeowners insurance rates
75205 homeowners insurance rates
75237 homeowners insurance rates

Home Replacement Cost Coverage in 75240

Average Building Cost Per Square Foot in 75240: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75240: 2,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75240 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75240 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75240 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,008 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,008$259,000
Additional Upgrades & Added Features$1612,008$323,750
Major Home Updates or Advancements$1942,008$388,500

It's important to understand that when you estimate your replacement cost of your home in the 75240 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75240

Allstate Insurance - Mirna Lynch

Address: 6532 LBJ Fwy Ste 101 Dallas, TX 75240
Phone: (972)458-6990
Website:

Best Home & Auto Insurance Agencies in 75240

Allstate Insurance Company - John Robnett

Address: 13601 Preston Rd Dallas, TX 75240
Phone:
Website: http://www.allstateagencies.com/068945?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Mirna Lynch

Address: 6532 Lbj Fwy, #101 Dallas, TX 75240
Phone:
Website:
Info:

Swingle Collins & Associates

Address: 13760 Noel Rd, Ste 600 Dallas, TX 75240
Phone:
Website: http://www.swinglecollins.com/
Info:

Fred Loya Insurance

Address: 13531 Montfort Dr, Ste 103 Dallas, TX 75240
Phone:
Website: http://www.fredloya.com/
Info:

Rani Alfers-Farmers Insurance

Address: 6330 Lbj Fwy, Ste 232 Dallas, TX 75240
Phone:
Website: http://www.farmersagent.com/ralfers/
Info:

Housing Demographics for 75240

Population Review for 75240 Zip Code

For the city of Dallas, the population within 75240 has increased to over 28,277 residents in population size. The current population total is 25,839. We have broken down the population based on race below. In 75240, there are over 13262 in male population and 12577 females.

PopulationValues
Total Population25,839
White Population7994
Black Population3213
Hispanic Population14873
Asian Population1011
Hawaiian Population8
Indian Population349
Other Population7892
Male Population13262
Female Population12577
Population Estimate28277

Household Data for 75240

The average number of homes in 75240 is around 10,474, there are an average of 2.46 per household. The average house value according to local real estate values is around $259,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,474
Persons Per Household2.46
Average House Value$259,000
Income Per Household$49460
Median Age32.8
Median Age Male32.5
Median Age Female33.0
75240 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/469/214
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1405
Number Of Employees29709
Business First Quarter Payroll729794
Business Annual Payroll2951835
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District24|32
Congressional LandArea262.76|185.66
Delivery Residential11495
Delivery Business1642
Delivery Total14320
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area3.779000
Water Area0.008000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU2588
MFDU8180
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]