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Check Out 29577 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Myrtle Beach, SC.

We will gather some basic information about your home in Myrtle Beach, SC and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of South Carolina licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 29577 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 29577

We have pulled together a variety of data related to homeowners insurance in South Carolina. Simply click on one of the links below to learn about the average cost of homeowners insurance in South Carolina as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Myrtle Beach, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29577 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 29577 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in South Carolina is roughly $957. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 29577 homeowners insurance policy!

29577 Home Insurance Average Premiums

Local 29577 homeowners insurance quotes comparison

$707 /yr.

Shows Zip Code: 29577 lowest rates with discounts applied on average.

For the 29577, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$707 /yr.
Average Coverage:$957 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1257 /yr.

What is the average home insurance cost for a home in 29577?

  • • The average homeowners insurance premium paid annually for a home in 29577 is around $957 per year.

What does it cost on average per month for home insurance in 29577?

  • • Homeowners in 29577 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29577?

  • • Autoowners in 29577 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Myrtle Beach area, check out other zip codes nearby 29577.
Review average rates in another zip code:
29572 homeowners insurance rates
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29579 homeowners insurance rates
29588 homeowners insurance rates
29575 homeowners insurance rates

Home Replacement Cost Coverage in 29577

Average Building Cost Per Square Foot in 29577: $131

Location: Myrtle Beach, South Carolina (Horry County)

Average Square Footage in 29577: 1,595 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29577 before you start any project. Myrtle Beach homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29577 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29577 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,595 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Myrtle Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,595$208,900
Additional Upgrades & Added Features$1641,595$261,125
Major Home Updates or Advancements$1971,595$313,350

It's important to understand that when you estimate your replacement cost of your home in the 29577 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29577

Beach Insurance Agency Inc

Address: 514 Alder Street Myrtle Beach, SC 29577
Phone: (843)626-9244
Website:

Associated Insurors

Address: 1303 Azalea Ct Myrtle Beach, SC 29577
Phone: (843)449-7405
Website:

Bellamy Insurance Agency

Address: 409 79th Avenue North Myrtle Beach, SC 29577
Phone: (843)449-2511
Website: www.bellamyinsurance.com

Puckett Scheetz & Hogan Insurance

Address: 1359 21st Avenue N Suite 105 Myrtle Beach, SC 29577
Phone: (843)448-8122
Website: www.pshins.com

Allstate Insurance - Mark Ousley

Address: 5915 N. Kings Hwy Myrtle Beach, SC 29577
Phone: (843)449-8896
Website:

Best Home & Auto Insurance Agencies in 29577

Tilghman Insurance Agency Inc

Address: 201 N Kings Hwy Myrtle Beach, SC 29577
Phone:
Website: http://www.navi-gator.com/tilghman
Info:

Associated Insurors

Address: 1303 Azalea Ct Myrtle Beach, SC 29577
Phone:
Website:
Info:

Huggins, Hugh - Allstate

Address: 605 18th Ave N Myrtle Beach, SC 29577
Phone:
Website: http://www.allstateagencies.com/HughHuggins2/Welcome/
Info:

Maurice C Stephens - Allstate Agent

Address: 4763 Highway 17 Byp S Myrtle Beach, SC 29577
Phone:
Website: http://www.allstateagencies.com/MauriceStephens/Welcome/
Info:

Statewide Underwriters Inc.

Address: 4675 Highway 17 Byp S Myrtle Beach, SC 29577
Phone:
Website:
Info:

Housing Demographics for 29577

Population Review for 29577 Zip Code

For the city of Myrtle Beach, the population within 29577 has increased to over 44,943 residents in population size. The current population total is 34,109. We have broken down the population based on race below. In 29577, there are over 16892 in male population and 17217 females.

PopulationValues
Total Population34,109
White Population22660
Black Population4744
Hispanic Population4639
Asian Population800
Hawaiian Population37
Indian Population198
Other Population2817
Male Population16892
Female Population17217
Population Estimate44943

Household Data for 29577

The average number of homes in 29577 is around 15,640, there are an average of 2.16 per household. The average house value according to local real estate values is around $208,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,640
Persons Per Household2.16
Average House Value$208,900
Income Per Household$43626
Median Age47.7
Median Age Male46.2
Median Age Female49.2
29577 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityMyrtle Beach
City Alias NameMYRTLE BEACH
CountyHorry
County FIPS051
State FIPS45
Time Zone5
Day Light SavingY
MSA5330
PMSA
CSA396
CBSA34820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMyrtle Beach-Conway-North Myrtle Beach, SC
MSA_NameMyrtle Beach, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2538
Number Of Employees31439
Business First Quarter Payroll252754
Business Annual Payroll1224978
Business Employment Flag
Growth Rank83
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number7049
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population269291
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential20807
Delivery Business2924
Delivery Total28571
Preferred Last Line KeyX24309
Classification Code
Multi-County
CSA NameMyrtle Beach-Conway, SC
CBSA_DIV_Name
City State KeyX24309
Land Area22.839000
Water Area0.439000
City Alias Code
City Mixed CaseMyrtle Beach
City Alias Mixed CaseMyrtle Beach
Box Count0
SFDU6860
MFDU4359
State ANSI45
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number456160
Unique ZIP Name
SSA State County Code42250
Medicare CBSA Code34820
Medicare CBSA NameMyrtle Beach-Conway-North Myrtle Beach, SC-NC
Medicare CBSA TypeMetro
Market Rating Area ID26
County Mixed CaseHorry

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]