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Homeowners Insurance in 29301

For homeowners living in 29301, you want more affordable home insurance rates in Spartanburg, right? Our rates are very competitive for homeowners living in the great city of Spartanburg, SC. Many homeowners living in the 29301 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 29301 should appear in the zip code field ready to go. Comparing Spartanburg, SC Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

29301 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Spartanburg pay around $1006 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing South Carolina home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 29301 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Spartanburg homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your South Carolina home insurance premium today!

Get 29301 Homeowners Insurance Rates Now!

29301 Home Insurance Average Premiums

Local 29301 homeowners insurance quotes comparison

$756 /yr.

Shows Zip Code: 29301 lowest rates with discounts applied on average.

For the 29301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$756 /yr.
Average Coverage:$1006 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1306 /yr.

What is the average home insurance cost for a home in 29301?

  • • The average homeowners insurance premium paid annually for a home in 29301 is around $1006 per year.

What does it cost on average per month for home insurance in 29301?

  • • Homeowners in 29301 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29301?

  • • Autoowners in 29301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spartanburg area, check out other zip codes nearby 29301.
Review average rates in another zip code:
29306 homeowners insurance rates
29307 homeowners insurance rates
29301 homeowners insurance rates
29302 homeowners insurance rates
29303 homeowners insurance rates

Home Replacement Cost Coverage in 29301

Average Building Cost Per Square Foot in 29301: $131

Location: Spartanburg, South Carolina (Spartanburg County)

Average Square Footage in 29301: 1,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29301 before you start any project. Spartanburg homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,220 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spartanburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,220$159,800
Additional Upgrades & Added Features$1641,220$199,750
Major Home Updates or Advancements$1971,220$239,700

It's important to understand that when you estimate your replacement cost of your home in the 29301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29301

Affordable Insurance Services

Address: 3900 Apollo Drive Spartanburg, SC 29301
Phone: (864)587-1129
Website:

Truett Danny L

Address: 3900 Apollo Drive Spartanburg, SC 29301
Phone: (864)587-1129
Website:

Best Home & Auto Insurance Agencies in 29301

Allstate Insurance Companies

Address: 775 Spartan Blvd Spartanburg, SC 29301
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Martin- Donald L

Address: 1600 John B White Sr Blvd Spartanburg, SC 29301
Phone:
Website:
Info:

State Farm Insurance Companies - Agents

Address: 1450 Wo Ezell Blvd Spartanburg, SC 29301
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Underwood Donald L Insurance

Address: 8791 Warren H Abernathy Hwy Spartanburg, SC 29301
Phone:
Website:
Info:

M M Kirby Ins Agcy Inc - State Farm Insurance Agent

Address: 222 E Blackstock Rd Spartanburg, SC 29301
Phone:
Website:
Info:

Housing Demographics for 29301

Population Review for 29301 Zip Code

For the city of Spartanburg, the population within 29301 has increased to over 38,405 residents in population size. The current population total is 34,531. We have broken down the population based on race below. In 29301, there are over 16611 in male population and 17920 females.

PopulationValues
Total Population34,531
White Population15825
Black Population11622
Hispanic Population4580
Asian Population1550
Hawaiian Population19
Indian Population262
Other Population2699
Male Population16611
Female Population17920
Population Estimate38405

Household Data for 29301

The average number of homes in 29301 is around 13,540, there are an average of 2.50 per household. The average house value according to local real estate values is around $159,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,540
Persons Per Household2.50
Average House Value$159,800
Income Per Household$50221
Median Age36.3
Median Age Male35.0
Median Age Female37.7
29301 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CitySpartanburg
City Alias NameSPARTANBURG
CountySpartanburg
County FIPS083
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA43900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpartanburg, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses865
Number Of Employees15214
Business First Quarter Payroll139571
Business Annual Payroll606772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population284307
CBSA Division Population0
Congressional District04
Congressional LandArea1299.3
Delivery Residential15362
Delivery Business1089
Delivery Total16766
Preferred Last Line KeyX24641
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24641
Land Area27.536000
Water Area0.187000
City Alias Code
City Mixed CaseSpartanburg
City Alias Mixed CaseSpartanburg
Box Count348
SFDU10355
MFDU2658
State ANSI45
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number458320
Unique ZIP Name
SSA State County Code42410
Medicare CBSA Code43900
Medicare CBSA NameSpartanburg, SC
Medicare CBSA TypeMetro
Market Rating Area ID42
County Mixed CaseSpartanburg

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]