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Searching for Homeowners Insurance in 19403

If you are a homeowners that lives in 19403 you may be searching for more affordable homeowners insurance in Norristown. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Norristown, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 19403 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Norristown, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 19403 Home Insurance Costs: very low!

In Norristown, homeowners are paying roughly $654 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 19403 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Norristown are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 19403 policy right now!

19403 Home Insurance Average Premiums

Local 19403 homeowners insurance quotes comparison

$404 /yr.

Shows Zip Code: 19403 lowest rates with discounts applied on average.

For the 19403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$404 /yr.
Average Coverage:$654 /yr.
2600 sq. ft. or higher
(all discounts applied)
$954 /yr.

What is the average home insurance cost for a home in 19403?

  • • The average homeowners insurance premium paid annually for a home in 19403 is around $654 per year.

What does it cost on average per month for home insurance in 19403?

  • • Homeowners in 19403 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19403?

  • • Autoowners in 19403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norristown area, check out other zip codes nearby 19403.
Review average rates in another zip code:
19403 homeowners insurance rates
19401 homeowners insurance rates

Home Replacement Cost Coverage in 19403

Average Building Cost Per Square Foot in 19403: $136

Location: Norristown, Pennsylvania (Montgomery County)

Average Square Footage in 19403: 2,179 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19403 before you start any project. Norristown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,179 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norristown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,179$296,300
Additional Upgrades & Added Features$1702,179$370,375
Major Home Updates or Advancements$2042,179$444,450

It's important to understand that when you estimate your replacement cost of your home in the 19403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19403

Best Home & Auto Insurance Agencies in 19403

Glen P Sosnader Agency

Address: 811 W Germantown Pike Norristown, PA 19403
Phone:
Website:
Info:

Allstate Insurance Company - Gillis Holmes

Address: 536 N Trooper Rd Norristown, PA 19403
Phone:
Website: http://www.allstateagencies.com/047361?cid=OTC-YP.com-IYP&att=TL
Info:

Lloyd Franks - Allstate Agent

Address: 3126 Ridge Pike, Ste 101 Norristown, PA 19403
Phone:
Website: http://www.agents.allstate.com/USA/PA/lloyd-franks.html
Info:

Willoughby, Ray - State Farm Insurance Agent

Address: 3207 Ridge Pike Norristown, PA 19403
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9014759/eagleville_pa/willoughby_ray_state_farm_insurance_agent.html
Info:

V Jerry Tarlecki - Allstate Agent

Address: 2525 W Main St Norristown, PA 19403
Phone:
Website: http://www.allstateagencies.com/JerryTarlecki/Welcome/
Info:

Housing Demographics for 19403

Population Review for 19403 Zip Code

For the city of Norristown, the population within 19403 has increased to over 45,152 residents in population size. The current population total is 43,734. We have broken down the population based on race below. In 19403, there are over 21182 in male population and 22552 females.

PopulationValues
Total Population43,734
White Population32655
Black Population3311
Hispanic Population2392
Asian Population4105
Hawaiian Population7
Indian Population87
Other Population1083
Male Population21182
Female Population22552
Population Estimate45152

Household Data for 19403

The average number of homes in 19403 is around 18,444, there are an average of 2.35 per household. The average house value according to local real estate values is around $296,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,444
Persons Per Household2.35
Average House Value$296,300
Income Per Household$89224
Median Age44.7
Median Age Male42.4
Median Age Female47.3
19403 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610/267
CityNorristown
City Alias NameNORRISTOWN
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1064
Number Of Employees21127
Business First Quarter Payroll365904
Business Annual Payroll1538464
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential19214
Delivery Business915
Delivery Total21786
Preferred Last Line KeyX1A208
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A208
Land Area22.368000
Water Area0.339000
City Alias Code
City Mixed CaseNorristown
City Alias Mixed CaseNorristown
Box Count0
SFDU12087
MFDU3302
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416088
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]