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Homeowners Insurance in 19139

For homeowners living in 19139, you want more affordable home insurance rates in Philadelphia, right? Our rates are very competitive for homeowners living in the great city of Philadelphia, PA. Many homeowners living in the 19139 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 19139 should appear in the zip code field ready to go. Comparing Philadelphia, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

19139 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Philadelphia pay around $722 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 19139 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Philadelphia homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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19139 Home Insurance Average Premiums

Local 19139 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 19139 lowest rates with discounts applied on average.

For the 19139, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 19139?

  • • The average homeowners insurance premium paid annually for a home in 19139 is around $722 per year.

What does it cost on average per month for home insurance in 19139?

  • • Homeowners in 19139 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19139?

  • • Autoowners in 19139 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19139.
Review average rates in another zip code:
19106 homeowners insurance rates
19103 homeowners insurance rates
19129 homeowners insurance rates
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19140 homeowners insurance rates
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19102 homeowners insurance rates
19111 homeowners insurance rates
19144 homeowners insurance rates

Home Replacement Cost Coverage in 19139

Average Building Cost Per Square Foot in 19139: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19139: 688 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19139 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19139 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19139 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 688 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136688$93,500
Additional Upgrades & Added Features$170688$116,875
Major Home Updates or Advancements$204688$140,250

It's important to understand that when you estimate your replacement cost of your home in the 19139 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19139

Best Home & Auto Insurance Agencies in 19139

Larry Lewis Insurance Agency

Address: 4548 Market Street Philadelphia, PA 19139
Phone:
Website: http://www.larrylewisagency.com/
Info:

Ace Cash Express

Address: 6 South 52nd Street Philadelphia, PA 19139
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8982662/philadelphia_pa/ace_cash_express.html
Info:

Daniel Jr- Earnest

Address: 246 S 52nd St Philadelphia, PA 19139
Phone:
Website:
Info:

Housing Demographics for 19139

Population Review for 19139 Zip Code

For the city of Philadelphia, the population within 19139 has increased to over 43,896 residents in population size. The current population total is 43,281. We have broken down the population based on race below. In 19139, there are over 19249 in male population and 24032 females.

PopulationValues
Total Population43,281
White Population3675
Black Population35430
Hispanic Population1615
Asian Population1285
Hawaiian Population16
Indian Population139
Other Population726
Male Population19249
Female Population24032
Population Estimate43896

Household Data for 19139

The average number of homes in 19139 is around 18,337, there are an average of 2.32 per household. The average house value according to local real estate values is around $93,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,337
Persons Per Household2.32
Average House Value$93,500
Income Per Household$32531
Median Age34.9
Median Age Male33.5
Median Age Female36.2
19139 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses475
Number Of Employees4431
Business First Quarter Payroll40135
Business Annual Payroll174905
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District03
Congressional LandArea3850.8
Delivery Residential18921
Delivery Business1055
Delivery Total20473
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.769000
Water Area0.002000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count285
SFDU14868
MFDU3596
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]