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Find the lowest Homeowners Insurance Rates in 19126

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 19126, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Philadelphia, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 19126 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 19126

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Philadelphia, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19126 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Philadelphia we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 19126, homeowners are seeing rates around 716 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 19126!

19126 Home Insurance Average Premiums

Local 19126 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 19126 lowest rates with discounts applied on average.

For the 19126, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 19126?

  • • The average homeowners insurance premium paid annually for a home in 19126 is around $716 per year.

What does it cost on average per month for home insurance in 19126?

  • • Homeowners in 19126 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19126?

  • • Autoowners in 19126 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19126.
Review average rates in another zip code:
19144 homeowners insurance rates
19149 homeowners insurance rates
19116 homeowners insurance rates
19127 homeowners insurance rates
19131 homeowners insurance rates
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19132 homeowners insurance rates
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19106 homeowners insurance rates
19129 homeowners insurance rates

Home Replacement Cost Coverage in 19126

Average Building Cost Per Square Foot in 19126: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19126: 1,193 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19126 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19126 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19126 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,193 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,193$162,300
Additional Upgrades & Added Features$1701,193$202,875
Major Home Updates or Advancements$2041,193$243,450

It's important to understand that when you estimate your replacement cost of your home in the 19126 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19126

Best Home & Auto Insurance Agencies in 19126

Hank Wilson

Address: 1732 W Cheltenham Ave Philadelphia, PA 19126
Phone:
Website:
Info:

Housing Demographics for 19126

Population Review for 19126 Zip Code

For the city of Philadelphia, the population within 19126 has increased to over 15,670 residents in population size. The current population total is 16,159. We have broken down the population based on race below. In 19126, there are over 7352 in male population and 8807 females.

PopulationValues
Total Population16,159
White Population896
Black Population13515
Hispanic Population910
Asian Population550
Hawaiian Population3
Indian Population56
Other Population477
Male Population7352
Female Population8807
Population Estimate15670

Household Data for 19126

The average number of homes in 19126 is around 6,326, there are an average of 2.45 per household. The average house value according to local real estate values is around $162,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,326
Persons Per Household2.45
Average House Value$162,300
Income Per Household$54936
Median Age42.2
Median Age Male40.3
Median Age Female44.3
19126 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses161
Number Of Employees2156
Business First Quarter Payroll16930
Business Annual Payroll72294
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential6396
Delivery Business230
Delivery Total7548
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.190000
Water Area0.015000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count0
SFDU5074
MFDU1322
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]