Get multiple home insurance quotes in 19107. Our licensed 19107, PA agents are ready to serve you.

19107 Home Insurance Rates

Getting multiple homeowners insurance rates in 19107 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Philadelphia, PA. Many homeowners based out of the 19107 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19107 should appear in the zip code field ready to go. For Philadelphia, PA Home Insurance Quotes, Click to easily get started!

19107 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 19107 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Philadelphia. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $682. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 19107 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 19107 Home Insurance Rates Today and Save!

19107 Home Insurance Average Premiums

Local 19107 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 19107 lowest rates with discounts applied on average.

For the 19107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 19107?

  • • The average homeowners insurance premium paid annually for a home in 19107 is around $682 per year.

What does it cost on average per month for home insurance in 19107?

  • • Homeowners in 19107 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 19107?

  • • Autoowners in 19107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19107.
Review average rates in another zip code:
19122 homeowners insurance rates
19150 homeowners insurance rates
19123 homeowners insurance rates
19102 homeowners insurance rates
19144 homeowners insurance rates
19113 homeowners insurance rates
19142 homeowners insurance rates
19125 homeowners insurance rates
19130 homeowners insurance rates
19124 homeowners insurance rates

Home Replacement Cost Coverage in 19107

Average Building Cost Per Square Foot in 19107: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19107: 3,032 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19107 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,032 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,032$412,300
Additional Upgrades & Added Features$1703,032$515,375
Major Home Updates or Advancements$2043,032$618,450

It's important to understand that when you estimate your replacement cost of your home in the 19107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19107

Best Home & Auto Insurance Agencies in 19107

Allstate Insurance Company - Tony Choi

Address: 906 Spring St Philadelphia, PA 19107
Phone:
Website: http://www.allstateagencies.com/029000?cid=OTC-YP.com-IYP&att=TL
Info:

A Best Insurance & Financial Services Incorporated

Address: 928 Arch St Philadelphia, PA 19107
Phone:
Website: http://www.insurance-directory.biz/Alan_Liu
Info:

Metro Ins Servs Incorporated

Address: 1004 Arch St, Fl 2nd Philadelphia, PA 19107
Phone:
Website: http://www.metro-ins.com/
Info:

Car Insurance Philadelphia

Address: 1229 Chestnut St Philadelphia, PA 19107
Phone:
Website: http://www.carinsurance-philadelphia.com/
Info:

Pham, Thanh - State Farm Insurance Agent

Address: 254 South 10th Street Philadelphia, PA 19107
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267083/philadelphia_pa/pham_thanh_state_farm_insurance_agent.html
Info:

Housing Demographics for 19107

Population Review for 19107 Zip Code

For the city of Philadelphia, the population within 19107 has increased to over 16,647 residents in population size. The current population total is 17,600. We have broken down the population based on race below. In 19107, there are over 8832 in male population and 8768 females.

PopulationValues
Total Population17,600
White Population9618
Black Population1747
Hispanic Population1075
Asian Population4740
Hawaiian Population3
Indian Population42
Other Population340
Male Population8832
Female Population8768
Population Estimate16647

Household Data for 19107

The average number of homes in 19107 is around 10,226, there are an average of 1.55 per household. The average house value according to local real estate values is around $412,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,226
Persons Per Household1.55
Average House Value$412,300
Income Per Household$62280
Median Age31.4
Median Age Male32.6
Median Age Female30.2
19107 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/484/445/610
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1512
Number Of Employees47408
Business First Quarter Payroll702219
Business Annual Payroll3123143
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential10740
Delivery Business2297
Delivery Total13139
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area0.544000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count64
SFDU1237
MFDU9241
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]