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19142 Home Insurance Rates

For homeowners living in 19142, the population estimates are increasing to well over 29,565 with 10,166 occupied homes within the zip code of 19142. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Philadelphia have increased and the average home insurance premium is around $713 per year in 19142. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 19142 zip code today so we can help you find affordable Philadelphia, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 19142

Please select one of the three options below based on your 19142 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Philadelphia County, PA Home Insurance
  3. Philadelphia, PA Home Insurance Quotes

19142 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 19142 zip code just got easier with GetHomeInsuranceQuotes.com of Philadelphia, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 19142 today and let us help you review the best home insurance quotes available for homeowners living in Philadelphia.

Get 19142 Homeowners Insurance Rates Now!

19142 Home Insurance Average Premiums

Local 19142 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 19142 lowest rates with discounts applied on average.

For the 19142, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 19142?

  • • The average homeowners insurance premium paid annually for a home in 19142 is around $713 per year.

What does it cost on average per month for home insurance in 19142?

  • • Homeowners in 19142 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 19142?

  • • Autoowners in 19142 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19142.
Review average rates in another zip code:
19135 homeowners insurance rates
19130 homeowners insurance rates
19142 homeowners insurance rates
19107 homeowners insurance rates
19120 homeowners insurance rates
19129 homeowners insurance rates
19150 homeowners insurance rates
19106 homeowners insurance rates
19103 homeowners insurance rates
19126 homeowners insurance rates

Home Replacement Cost Coverage in 19142

Average Building Cost Per Square Foot in 19142: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19142: 634 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19142 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19142 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19142 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 634 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136634$86,200
Additional Upgrades & Added Features$170634$107,750
Major Home Updates or Advancements$204634$129,300

It's important to understand that when you estimate your replacement cost of your home in the 19142 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19142

Best Home & Auto Insurance Agencies in 19142

Accu Insurance

Address: 6154 Elmwood Ave Philadelphia, PA 19142
Phone:
Website: http://www.accuinsuranceagency.com/
Info:

Ace Cash Express

Address: 6137 Woodland Ave Philadelphia, PA 19142
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8985645/philadelphia_pa/ace_cash_express.html
Info:

Nationwide Insurance

Address: 6135 Woodland Ave Philadelphia, PA 19142
Phone:
Website: http://www.nationwide.com/agent/east-norriton-pennsylvania-insurance-agent/glen-sosnader/office-listing.html
Info:

Housing Demographics for 19142

Population Review for 19142 Zip Code

For the city of Philadelphia, the population within 19142 has increased to over 30,595 residents in population size. The current population total is 29,565. We have broken down the population based on race below. In 19142, there are over 13809 in male population and 15756 females.

PopulationValues
Total Population29,565
White Population1574
Black Population23107
Hispanic Population1442
Asian Population2795
Hawaiian Population10
Indian Population58
Other Population896
Male Population13809
Female Population15756
Population Estimate30595

Household Data for 19142

The average number of homes in 19142 is around 10,166, there are an average of 2.90 per household. The average house value according to local real estate values is around $86,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,166
Persons Per Household2.90
Average House Value$86,200
Income Per Household$37621
Median Age33.1
Median Age Male31.5
Median Age Female34.4
19142 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445/484
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses284
Number Of Employees1695
Business First Quarter Payroll13325
Business Annual Payroll61273
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential10550
Delivery Business618
Delivery Total11592
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.746000
Water Area0.011000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count300
SFDU10222
MFDU197
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]