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Home Insurance Rates in 17543

For homeowners shopping online in 17543, our insurance rates are very competitive for homeowners living in Lititz, PA. Many homeowners based out of the great city of Lititz have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 17543, simply click the "Get Multiple Quotes Now" button. Your 17543 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Lititz, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

17543 Home Insurance Rating is: Very Low!

If you live in 17543, you can easily save up to 40% off the average home insurance premium of $716 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Lititz can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 17543 today!

Get Multiple Home Insurance Rates in 17543!

17543 Home Insurance Average Premiums

Local 17543 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 17543 lowest rates with discounts applied on average.

For the 17543, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 17543?

  • • The average homeowners insurance premium paid annually for a home in 17543 is around $716 per year.

What does it cost on average per month for home insurance in 17543?

  • • Homeowners in 17543 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17543?

  • • Autoowners in 17543 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lititz area, check out other zip codes nearby 17543.
Review average rates in another zip code:
17543 homeowners insurance rates

Home Replacement Cost Coverage in 17543

Average Building Cost Per Square Foot in 17543: $136

Location: Lititz, Pennsylvania (Lancaster County)

Average Square Footage in 17543: 1,910 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17543 before you start any project. Lititz homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17543 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17543 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,910 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lititz area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,910$259,700
Additional Upgrades & Added Features$1701,910$324,625
Major Home Updates or Advancements$2041,910$389,550

It's important to understand that when you estimate your replacement cost of your home in the 17543 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17543

Best Home & Auto Insurance Agencies in 17543

Hough- David Mark - State Farm Insurance Agent

Address: 14 S Broad St Lititz, PA 17543
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Conner- Matthew W

Address: 814 Lititz Pike Lititz, PA 17543
Phone:
Website:
Info:

Sharon M Dubree - Nationwide Insurance

Address: 40 Copperfield Cir Lititz, PA 17543
Phone:
Website: http://www.lancaster.citysearch.com/profile/external/8789766/lititz_pa/sharon_m_dubree_nationwide_insurance.html
Info:

Affinity Insurance Associates Inc

Address: 23 S Broad St Lititz, PA 17543
Phone:
Website:
Info:

Allstate Insurance Company - Lisa Bernieri

Address: 100 Highlands Dr Lititz, PA 17543
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 17543

Population Review for 17543 Zip Code

For the city of Lititz, the population within 17543 has increased to over 44,516 residents in population size. The current population total is 45,320. We have broken down the population based on race below. In 17543, there are over 21778 in male population and 23542 females.

PopulationValues
Total Population45,320
White Population40438
Black Population744
Hispanic Population2225
Asian Population1164
Hawaiian Population15
Indian Population49
Other Population789
Male Population21778
Female Population23542
Population Estimate44516

Household Data for 17543

The average number of homes in 17543 is around 17,540, there are an average of 2.54 per household. The average house value according to local real estate values is around $259,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,540
Persons Per Household2.54
Average House Value$259,700
Income Per Household$80027
Median Age45.0
Median Age Male42.9
Median Age Female46.8
17543 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityLititz
City Alias NameLITITZ
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses975
Number Of Employees17008
Business First Quarter Payroll194878
Business Annual Payroll887221
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential17526
Delivery Business782
Delivery Total19226
Preferred Last Line KeyX19451
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19451
Land Area65.956000
Water Area0.575000
City Alias Code
City Mixed CaseLititz
City Alias Mixed CaseLititz
Box Count146
SFDU13381
MFDU665
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414744
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]