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Searching for Homeowners Insurance in 17522

If you are a homeowners that lives in 17522 you may be searching for more affordable homeowners insurance in Ephrata. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Ephrata, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 17522 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ephrata, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 17522 Home Insurance Costs: very low!

In Ephrata, homeowners are paying roughly $732 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 17522 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Ephrata are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 17522 policy right now!

17522 Home Insurance Average Premiums

Local 17522 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 17522 lowest rates with discounts applied on average.

For the 17522, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 17522?

  • • The average homeowners insurance premium paid annually for a home in 17522 is around $732 per year.

What does it cost on average per month for home insurance in 17522?

  • • Homeowners in 17522 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17522?

  • • Autoowners in 17522 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Ephrata, check out other zip codes nearby 17522.
To review average rates in another zip code, click on a zip code below:
17522  | 

Home Replacement Cost Coverage in 17522

Average Building Cost Per Square Foot in 17522: $136

Location: Ephrata, Pennsylvania (Lancaster County)

Average Square Footage in 17522: 1,626 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17522 before you start any project. Ephrata homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17522 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17522 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,626 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ephrata area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,626$221,200
Additional Upgrades & Added Features$1701,626$276,500
Major Home Updates or Advancements$2041,626$331,800

It's important to understand that when you estimate your replacement cost of your home in the 17522 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17522

Best Home & Auto Insurance Agencies in 17522

C Good and Associates - Nationwide Insurance

Address: 110 E Main St Ephrata, PA 17522
Phone:
Website: http://www.nationwide.com/agent/Ephrata-PENNSYLVANIA-insurance-agent/cgood/office.html
Info:

Berlanco Insurance Agency, Incorporated

Address: 1160 S State St Ephrata, PA 17522
Phone:
Website: http://www.berlanco.com/
Info:

Stephen J Popolis

Address: 34 E Main St Ephrata, PA 17522
Phone:
Website: http://www.doupleagency.com/
Info:

Allstate Insurance Company - Kenneth Rhoades

Address: 118 N Reading Rd Ephrata, PA 17522
Phone:
Website: http://www.allstateagencies.com/KenRhoades/Welcome/
Info:

Housing Demographics for 17522

Population Review for 17522 Zip Code

For the city of Ephrata, the population within 17522 has increased to over 34,199 residents in population size. The current population total is 33,848. We have broken down the population based on race below. In 17522, there are over 16545 in male population and 17303 females.

PopulationValues
Total Population33,848
White Population29925
Black Population552
Hispanic Population2128
Asian Population643
Hawaiian Population10
Indian Population79
Other Population829
Male Population16545
Female Population17303
Population Estimate34199

Household Data for 17522

The average number of homes in 17522 is around 12,975, there are an average of 2.56 per household. The average house value according to local real estate values is around $221,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,975
Persons Per Household2.56
Average House Value$221,200
Income Per Household$63778
Median Age39.8
Median Age Male38.2
Median Age Female41.5
17522 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityEphrata
City Alias NameEPHRATA
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses940
Number Of Employees15268
Business First Quarter Payroll161151
Business Annual Payroll727262
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential13359
Delivery Business885
Delivery Total14303
Preferred Last Line KeyX18259
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18259
Land Area43.012000
Water Area0.453000
City Alias Code
City Mixed CaseEphrata
City Alias Mixed CaseEphrata
Box Count100
SFDU8899
MFDU324
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412536
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]