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16871 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 16871 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pottersdale, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 16871 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Pottersdale homeowners insurance rates, coverage options or home insurance types, please select Pottersdale, PA Home Insurance Rates Online!

16871 Home Insurance Average Premiums

Local 16871 homeowners insurance quotes comparison

$574 /yr.

Shows Zip Code: 16871 lowest rates with discounts applied on average.

For the 16871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$574 /yr.
Average Coverage:$824 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1124 /yr.

What is the average home insurance cost for a home in 16871?

  • • The average homeowners insurance premium paid annually for a home in 16871 is around $824 per year.

What does it cost on average per month for home insurance in 16871?

  • • Homeowners in 16871 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 16871?

  • • Autoowners in 16871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Pottersdale, check out other zip codes nearby 16871.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 16871

Average Building Cost Per Square Foot in 16871: $136

Location: Pottersdale, Pennsylvania (Clearfield County)

Average Square Footage in 16871: 549 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16871 before you start any project. Pottersdale homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 549 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pottersdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136549$74,700
Additional Upgrades & Added Features$170549$93,375
Major Home Updates or Advancements$204549$112,050

It's important to understand that when you estimate your replacement cost of your home in the 16871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16871

Best Home & Auto Insurance Agencies in 16871

Housing Demographics for 16871

Population Review for 16871 Zip Code

For the city of Pottersdale, the population within 16871 has increased to over 56 residents in population size. The current population total is 33. We have broken down the population based on race below. In 16871, there are over 20 in male population and 13 females.

PopulationValues
Total Population33
White Population28
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population1
Other Population0
Male Population20
Female Population13
Population Estimate56

Household Data for 16871

The average number of homes in 16871 is around 14, there are an average of 2.36 per household. The average house value according to local real estate values is around $74,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14
Persons Per Household2.36
Average House Value$74,700
Income Per Household$66500
Median Age50.4
Median Age Male48.0
Median Age Female55.8
16871 DetailsValues
StatePA
State Full NamePennsylvania
City TypeN
City Alias Abbreviation
Area Code814
CityPottersdale
City Alias NamePOTTERSDALE
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential24
Delivery Business0
Delivery Total167
Preferred Last Line Key012680
Classification Code
Multi-CountyY
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State Key012680
Land Area33.087000
Water Area0.348000
City Alias Code
City Mixed CasePottersdale
City Alias Mixed CasePottersdale
Box Count0
SFDU24
MFDU0
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414140
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]