Get multiple home insurance quotes in 43952. Our licensed 43952, OH agents are ready to serve you.

43952, OH Homeowners Insurance Rates

With a population size of 17,977 and with 7,030 occupied homes in the 43952 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Steubenville, OH are around $623 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Steubenville, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Steubenville, OH.

For Ohio home insurance information, including average Steubenville home insurance rates, coverage options or the different homeowners insurance types, please select Steubenville, OH Home Insurance Quotes Now!

43952 Home Insurance Average Premiums

Local 43952 homeowners insurance quotes comparison

$373 /yr.

Shows Zip Code: 43952 lowest rates with discounts applied on average.

For the 43952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$373 /yr.
Average Coverage:$623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$923 /yr.

What is the average home insurance cost for a home in 43952?

  • • The average homeowners insurance premium paid annually for a home in 43952 is around $623 per year.

What does it cost on average per month for home insurance in 43952?

  • • Homeowners in 43952 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43952?

  • • Autoowners in 43952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Steubenville, check out other zip codes nearby 43952.
To review average rates in another zip code, click on a zip code below:
43952  |  43953  | 

Home Replacement Cost Coverage in 43952

Average Building Cost Per Square Foot in 43952: $111

Location: Steubenville, Ohio (Jefferson County)

Average Square Footage in 43952: 923 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43952 before you start any project. Steubenville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 923 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Steubenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111923$102,400
Additional Upgrades & Added Features$139923$128,000
Major Home Updates or Advancements$167923$153,600

It's important to understand that when you estimate your replacement cost of your home in the 43952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43952

Best Home & Auto Insurance Agencies in 43952

Regina Speaker - Allstate Agent

Address: 1345 Sinclair Ave Steubenville, OH 43952
Phone:
Website: http://www.allstateagencies.com/097391/Welcome/
Info:

Stephen J Balkun - Nationwide Insurance

Address: 200 Stanton Blvd, Ste 260 Steubenville, OH 43952
Phone:
Website: http://www.nationwide.com/agent/Steubenville-OHIO-insurance-agent/steve-balkun/office.html
Info:

McDonald- Thomas J - State Farm Insurance Agent

Address: 2700 Sunset Blvd, #1 Steubenville, OH 43952
Phone:
Website:
Info:

Nationwide Insurance CO

Address: 141 Brady Cir W Steubenville, OH 43952
Phone:
Website:
Info:

Diamond Sr, Dan - Nationwide Insurance

Address: 2605 Sunset Blvd, #B Steubenville, OH 43952
Phone:
Website:
Info:

Housing Demographics for 43952

Population Review for 43952 Zip Code

For the city of Steubenville, the population within 43952 has increased to over 16,942 residents in population size. The current population total is 17,977. We have broken down the population based on race below. In 43952, there are over 8506 in male population and 9471 females.

PopulationValues
Total Population17,977
White Population13655
Black Population2630
Hispanic Population570
Asian Population132
Hawaiian Population7
Indian Population48
Other Population231
Male Population8506
Female Population9471
Population Estimate16942

Household Data for 43952

The average number of homes in 43952 is around 7,030, there are an average of 2.28 per household. The average house value according to local real estate values is around $102,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,030
Persons Per Household2.28
Average House Value$102,400
Income Per Household$40130
Median Age37.5
Median Age Male37.7
Median Age Female37.3
43952 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CitySteubenville
City Alias NameSTEUBENVILLE
CountyJefferson
County FIPS081
State FIPS39
Time Zone5
Day Light SavingY
MSA8080
PMSA
CSA430
CBSA48260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWeirton-Steubenville, WV-OH
MSA_NameSteubenville-Weirton, OH-WV MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses507
Number Of Employees12504
Business First Quarter Payroll130985
Business Annual Payroll545094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential7431
Delivery Business690
Delivery Total8512
Preferred Last Line KeyX22986
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX22986
Land Area25.693000
Water Area0.381000
City Alias Code
City Mixed CaseSteubenville
City Alias Mixed CaseSteubenville
Box Count225
SFDU6452
MFDU828
State ANSI39
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number387910
Unique ZIP Name
SSA State County Code36420
Medicare CBSA Code48260
Medicare CBSA NameWeirton-Steubenville, WV-OH
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseJefferson

Ohio Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]