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Check Out 27262 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in High Point, NC.

We will gather some basic information about your home in High Point, NC and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of North Carolina licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 27262 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 27262

We have pulled together a variety of data related to homeowners insurance in North Carolina. Simply click on one of the links below to learn about the average cost of homeowners insurance in North Carolina as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional High Point, NC home insurance quotes in your local city and review the most competitive coverages and premiums.

27262 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 27262 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in North Carolina is roughly $861. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 27262 homeowners insurance policy!

27262 Home Insurance Average Premiums

Local 27262 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 27262 lowest rates with discounts applied on average.

For the 27262, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$611 /yr.
Average Coverage:$861 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1161 /yr.

What is the average home insurance cost for a home in 27262?

  • • The average homeowners insurance premium paid annually for a home in 27262 is around $861 per year.

What does it cost on average per month for home insurance in 27262?

  • • Homeowners in 27262 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 27262?

  • • Autoowners in 27262 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the High Point area, check out other zip codes nearby 27262.
Review average rates in another zip code:
27262 homeowners insurance rates
27260 homeowners insurance rates
27265 homeowners insurance rates
27263 homeowners insurance rates

Home Replacement Cost Coverage in 27262

Average Building Cost Per Square Foot in 27262: $135

Location: High Point, North Carolina (Guilford County)

Average Square Footage in 27262: 1,276 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27262 before you start any project. High Point homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27262 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27262 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,276 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the High Point area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,276$172,200
Additional Upgrades & Added Features$1691,276$215,250
Major Home Updates or Advancements$2031,276$258,300

It's important to understand that when you estimate your replacement cost of your home in the 27262 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27262

Boyles Insurance Agency The

Address: 1715 N Main St High Point, NC 27262
Phone: (336)889-3635
Website: www.kemperautoandhome.com

Brown R Wilson Insurance

Address: 405 North Elm Street # A High Point, NC 27262
Phone: (336)884-2228
Website:

Delappe Ricky T Insurance

Address: 1909 North Main Street High Point, NC 27262
Phone: (336)841-7800
Website:

Allstate Insurance-Dewey D Beckner

Address: 1004 N Main St Ste 101 High Point, NC 27262
Phone: (336)884-5636
Website: www.allstate.com

Allstate Insurance - Don Beck

Address: 275 E Parris Ave Suite 107 High Point, NC 27262
Phone: (336)889-8005
Website:

Best Home & Auto Insurance Agencies in 27262

Collette Insurance Agency

Address: 1677 Westchester Dr High Point, NC 27262
Phone:
Website:
Info:

Nationwide Insurance CO Agents

Address: 405 N Elm St High Point, NC 27262
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Kansas City Life

Address: 2107 Laura Ln High Point, NC 27262
Phone:
Website:
Info:

Delappe Ricky T Insurance

Address: 1909 N Main St High Point, NC 27262
Phone:
Website:
Info:

Direct General Insurance Agency Inc - High Point

Address: 2505 N Main St High Point, NC 27262
Phone:
Website:
Info:

Housing Demographics for 27262

Population Review for 27262 Zip Code

For the city of High Point, the population within 27262 has increased to over 23,138 residents in population size. The current population total is 25,253. We have broken down the population based on race below. In 27262, there are over 12005 in male population and 13248 females.

PopulationValues
Total Population25,253
White Population13775
Black Population6668
Hispanic Population3100
Asian Population1116
Hawaiian Population16
Indian Population168
Other Population1913
Male Population12005
Female Population13248
Population Estimate23138

Household Data for 27262

The average number of homes in 27262 is around 9,312, there are an average of 2.38 per household. The average house value according to local real estate values is around $172,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,312
Persons Per Household2.38
Average House Value$172,200
Income Per Household$50895
Median Age37.2
Median Age Male35.9
Median Age Female38.2
27262 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code336/743
CityHigh Point
City Alias NameHIGH POINT
CountyGuilford
County FIPS081
State FIPS37
Time Zone5
Day Light SavingY
MSA3120
PMSA
CSA268
CBSA24660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreensboro-High Point, NC
MSA_NameGreensboro--Winston-Salem--High Point, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses856
Number Of Employees12296
Business First Quarter Payroll121970
Business Annual Payroll541449
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population723801
CBSA Division Population0
Congressional District06
Congressional LandArea3674.55
Delivery Residential9722
Delivery Business1052
Delivery Total11412
Preferred Last Line KeyY15560
Classification Code
Multi-CountyY
CSA NameGreensboro--Winston-Salem--High Point, NC
CBSA_DIV_Name
City State KeyY15560
Land Area13.191000
Water Area0.006000
City Alias Code
City Mixed CaseHigh Point
City Alias Mixed CaseHigh Point
Box Count271
SFDU7761
MFDU1644
State ANSI37
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number363600
Unique ZIP Name
SSA State County Code34400
Medicare CBSA Code24660
Medicare CBSA NameGreensboro-High Point, NC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseGuilford

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]