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Find the Best Home Insurance Rates in 14757

Shopping for homeowners insurance in 14757 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Mayville, NY and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our New York licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 14757 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 14757

Find Mayville, NY Homeowners Insurance Quotes to review the best coverage options in your area.

14757 Home Insurance Rating is: high!

In 14757 the average premium is $1013. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 14757, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 14757!

14757 Home Insurance Average Premiums

Local 14757 homeowners insurance quotes comparison

$763 /yr.

Shows Zip Code: 14757 lowest rates with discounts applied on average.

For the 14757, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$763 /yr.
Average Coverage:$1013 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1313 /yr.

What is the average home insurance cost for a home in 14757?

  • • The average homeowners insurance premium paid annually for a home in 14757 is around $1013 per year.

What does it cost on average per month for home insurance in 14757?

  • • Homeowners in 14757 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14757?

  • • Autoowners in 14757 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mayville, check out other zip codes nearby 14757.
To review average rates in another zip code, click on a zip code below:
14757  | 

Home Replacement Cost Coverage in 14757

Average Building Cost Per Square Foot in 14757: $205

Location: Mayville, New York (Chautauqua County)

Average Square Footage in 14757: 751 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14757 before you start any project. Mayville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14757 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14757 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 751 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mayville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205751$153,900
Additional Upgrades & Added Features$256751$192,375
Major Home Updates or Advancements$308751$230,850

It's important to understand that when you estimate your replacement cost of your home in the 14757 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14757

Best Home & Auto Insurance Agencies in 14757

Housing Demographics for 14757

Population Review for 14757 Zip Code

For the city of Mayville, the population within 14757 has increased to over 3,708 residents in population size. The current population total is 3,072. We have broken down the population based on race below. In 14757, there are over 1574 in male population and 1498 females.

PopulationValues
Total Population3,072
White Population2831
Black Population61
Hispanic Population115
Asian Population9
Hawaiian Population2
Indian Population10
Other Population47
Male Population1574
Female Population1498
Population Estimate3708

Household Data for 14757

The average number of homes in 14757 is around 1,292, there are an average of 2.23 per household. The average house value according to local real estate values is around $153,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,292
Persons Per Household2.23
Average House Value$153,900
Income Per Household$57316
Median Age47.1
Median Age Male44.5
Median Age Female49.4
14757 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityMayville
City Alias NameMAYVILLE
CountyChautauqua
County FIPS013
State FIPS36
Time Zone5
Day Light SavingY
MSA3610
PMSA
CSA
CBSA27460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameJamestown-Dunkirk, NY
MSA_NameJamestown, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses95
Number Of Employees573
Business First Quarter Payroll4343
Business Annual Payroll21806
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134905
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential1663
Delivery Business95
Delivery Total1923
Preferred Last Line KeyV14592
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV14592
Land Area43.704000
Water Area0.087000
City Alias Code
City Mixed CaseMayville
City Alias Mixed CaseMayville
Box Count118
SFDU1546
MFDU117
State ANSI36
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355165
Unique ZIP Name
SSA State County Code33060
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseChautauqua

New York Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]