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Searching for Homeowners Insurance in 13215

If you are a homeowners that lives in 13215 you may be searching for more affordable homeowners insurance in Syracuse. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Syracuse, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 13215 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Syracuse, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 13215 Home Insurance Costs: high!

In Syracuse, homeowners are paying roughly $991 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 13215 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Syracuse are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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13215 Home Insurance Average Premiums

Local 13215 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 13215 lowest rates with discounts applied on average.

For the 13215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 13215?

  • • The average homeowners insurance premium paid annually for a home in 13215 is around $991 per year.

What does it cost on average per month for home insurance in 13215?

  • • Homeowners in 13215 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 13215?

  • • Autoowners in 13215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 13215.
Review average rates in another zip code:
13203 homeowners insurance rates
13204 homeowners insurance rates
13212 homeowners insurance rates
13210 homeowners insurance rates
13205 homeowners insurance rates
13207 homeowners insurance rates
13214 homeowners insurance rates
13219 homeowners insurance rates
13224 homeowners insurance rates
13211 homeowners insurance rates

Home Replacement Cost Coverage in 13215

Average Building Cost Per Square Foot in 13215: $205

Location: Syracuse, New York (Onondaga County)

Average Square Footage in 13215: 1,101 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13215 before you start any project. Syracuse homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,101 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,101$225,800
Additional Upgrades & Added Features$2561,101$282,250
Major Home Updates or Advancements$3081,101$338,700

It's important to understand that when you estimate your replacement cost of your home in the 13215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13215

Best Home & Auto Insurance Agencies in 13215

Gregory J Ott - Nationwide Insurance

Address: 4876 Onondaga Rd Syracuse, NY 13215
Phone:
Website: http://www.syracuse.citysearch.com/profile/external/7675545/syracuse_ny/gregory_j_ott_nationwide_insurance.html
Info:

Lemessurier, Jim - State Farm Insurance Agent - Le Messurier Jim

Address: 4922 W Seneca Tpke Syracuse, NY 13215
Phone:
Website: http://www.syracuse.citysearch.com/profile/external/7675415/syracuse_ny/lemessurier_jim_state_farm_insurance_agent_le_messurier_jim.html
Info:

Housing Demographics for 13215

Population Review for 13215 Zip Code

For the city of Syracuse, the population within 13215 has increased to over 14,520 residents in population size. The current population total is 15,007. We have broken down the population based on race below. In 13215, there are over 7355 in male population and 7652 females.

PopulationValues
Total Population15,007
White Population12970
Black Population826
Hispanic Population458
Asian Population211
Hawaiian Population3
Indian Population117
Other Population139
Male Population7355
Female Population7652
Population Estimate14520

Household Data for 13215

The average number of homes in 13215 is around 5,510, there are an average of 2.51 per household. The average house value according to local real estate values is around $225,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,510
Persons Per Household2.51
Average House Value$225,800
Income Per Household$94331
Median Age44.7
Median Age Male42.5
Median Age Female46.3
13215 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CitySyracuse
City Alias NameSYRACUSE
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses180
Number Of Employees2948
Business First Quarter Payroll40875
Business Annual Payroll181728
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential5785
Delivery Business111
Delivery Total6134
Preferred Last Line KeyV16466
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16466
Land Area33.527000
Water Area0.007000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count118
SFDU4923
MFDU400
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358360
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]