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11209, NY Home Insurance
In the zip code of 11209, the population size is around 73,239, which consists of 31,583 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Brooklyn, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $903 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 11209 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Brooklyn. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Brooklyn, NY Homeowners Insurance Online Rates Today!
11209 Home Insurance Average Premiums
For the 11209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $653 /yr. |
Average Coverage: | $903 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1203 /yr. |
What is the average home insurance cost for a home in 11209?
- • The average homeowners insurance premium paid annually for a home in 11209 is around $903 per year.
What does it cost on average per month for home insurance in 11209?
- • Homeowners in 11209 pay a monthly average cost per month around $75.00.
What kind of discount could I get if I combine my home and auto insurance together in 11209?
- • Autoowners in 11209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11209.
To review average rates in another zip code, click on a zip code below:
11204 | 11239 | 11207 | 11203 | 11212 | 11236 | 11228 | 11217 | 11226 | 11229 |
Home Replacement Cost Coverage in 11209
Average Building Cost Per Square Foot in 11209: $205
Location: Brooklyn, New York (Kings County)Average Square Footage in 11209: 4,015 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 11209 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 11209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,015 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 4,015 | $823,100 |
Additional Upgrades & Added Features | $256 | 4,015 | $1,028,875 |
Major Home Updates or Advancements | $308 | 4,015 | $1,234,650 |
It's important to understand that when you estimate your replacement cost of your home in the 11209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 11209
Allstate Insurance - Anthony Ciccone Paul Liguori Sally Guzzone
Address: 7002 3rd Ave Brooklyn, NY 11209Phone: (718)238-4616
Website:
Best Home & Auto Insurance Agencies in 11209
Brooklyn Insurance Agency Corporation
Address: 9214 3rd Ave Brooklyn, NY 11209Phone:
Website:
Info:
Allstate Insurance Company - Abraham Fallah
Address: 8307 5th Ave Brooklyn, NY 11209Phone:
Website: http://www.allstateagencies.com/056293?cid=OTC-YP.com-IYP&att=TL
Info:
Allstate Insurance - Anthony Ciccone Paul Liguori Sally Guzzone
Address: 7002 3rd Ave Brooklyn, NY 11209Phone:
Website:
Info:
Nicole Guzzone - Allstate Agent
Address: 9309 3rd Ave Brooklyn, NY 11209Phone:
Website: http://www.allstateagencies.com/NICOLEGUZZONE/Welcome/
Info:
Perez, Nereyda - State Farm Insurance Agent
Address: 9411 5th Ave Brooklyn, NY 11209Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/32949028/brooklyn_ny/perez_nereyda_state_farm_insurance_agent.html
Info:
Housing Demographics for 11209
Population Review for 11209 Zip Code
For the city of Brooklyn, the population within 11209 has increased to over 66,950 residents in population size. The current population total is 73,239. We have broken down the population based on race below. In 11209, there are over 35165 in male population and 38074 females.
Population | Values |
---|---|
Total Population | 73,239 |
White Population | 47638 |
Black Population | 1868 |
Hispanic Population | 13371 |
Asian Population | 10100 |
Hawaiian Population | 15 |
Indian Population | 531 |
Other Population | 6801 |
Male Population | 35165 |
Female Population | 38074 |
Population Estimate | 66950 |
Household Data for 11209
The average number of homes in 11209 is around 31,583, there are an average of 2.31 per household. The average house value according to local real estate values is around $823,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 31,583 |
Persons Per Household | 2.31 |
Average House Value | $823,100 |
Income Per Household | $84145 |
Median Age | 40.0 |
Median Age Male | 38.9 |
Median Age Female | 41.1 |
11209 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | |
Area Code | 718 |
City | Brooklyn |
City Alias Name | BROOKLYN |
County | Kings |
County FIPS | 047 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1914 |
Number Of Employees | 15108 |
Business First Quarter Payroll | 172100 |
Business Annual Payroll | 740018 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 11 |
Congressional LandArea | 65.83 |
Delivery Residential | 28983 |
Delivery Business | 1860 |
Delivery Total | 34284 |
Preferred Last Line Key | V12317 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V12317 |
Land Area | 2.113000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Brooklyn |
City Alias Mixed Case | Brooklyn |
Box Count | 371 |
SFDU | 8056 |
MFDU | 20554 |
State ANSI | 36 |
County ANSI | 047 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 350995 |
Unique ZIP Name | |
SSA State County Code | 33331 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Kings |
New York Homeowners Insurance News & Information
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How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025
Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]
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New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025
According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market. Recently, the Office of Insurance Regulation […]
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Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025
According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]