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11223 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 11223 zip code it's important to know that our rates are very competitive for homeowners living in Brooklyn, NY. Many homeowners based out of your 11223 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11223 should appear in the zip code field ready to go. For Brooklyn, NY Homeowners Insurance Quotes nearby, we offer the best rates and service.

11223: Average Home Insurance Rates

For homeowners living in the great city of Brooklyn, the average homeowners policy is considered high in comparison to other states. New York premiums are estimated to be around $1018 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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11223 Home Insurance Average Premiums

Local 11223 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 11223 lowest rates with discounts applied on average.

For the 11223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$768 /yr.
Average Coverage:$1018 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1318 /yr.

What is the average home insurance cost for a home in 11223?

  • • The average homeowners insurance premium paid annually for a home in 11223 is around $1018 per year.

What does it cost on average per month for home insurance in 11223?

  • • Homeowners in 11223 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 11223?

  • • Autoowners in 11223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11223.
To review average rates in another zip code, click on a zip code below:
11237  |  11222  |  11226  |  11206  |  11207  |  11224  |  11219  |  11221  |  11203  |  11217  | 

Home Replacement Cost Coverage in 11223

Average Building Cost Per Square Foot in 11223: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11223: 4,523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11223 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,523 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,523$927,200
Additional Upgrades & Added Features$2564,523$1,159,000
Major Home Updates or Advancements$3084,523$1,390,800

It's important to understand that when you estimate your replacement cost of your home in the 11223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11223

Allstate Insurance - Joseph F Coluccio

Address: 238 Avenue U Brooklyn, NY 11223
Phone: (718)266-5900
Website:

Best Home & Auto Insurance Agencies in 11223

Allstate Insurance Company - Yelena Ruzin

Address: 2605 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.allstateagencies.com/YelenaRuzin/Welcome/
Info:

Raisa Mikhlina - Allstate Agent

Address: 130 Highlawn Ave Brooklyn, NY 11223
Phone:
Website: http://www.allstateagencies.com/RaisaMikhlina/Welcome/
Info:

Diminshteyn, Jackie Chief Marketing Officer - Premium Savings of America Incorporated

Address: 133 Avenue S Brooklyn, NY 11223
Phone:
Website:
Info:

A & Y Royal Insurance

Address: 2308 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.ayroyal.com/
Info:

Yelkin, Ella - State Farm Insurance Agent

Address: 2635 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/46266310/brooklyn_ny/yelkin_ella_state_farm_insurance_agent.html
Info:

Housing Demographics for 11223

Population Review for 11223 Zip Code

For the city of Brooklyn, the population within 11223 has increased to over 69,220 residents in population size. The current population total is 83,519. We have broken down the population based on race below. In 11223, there are over 41054 in male population and 42465 females.

PopulationValues
Total Population83,519
White Population42056
Black Population3500
Hispanic Population12303
Asian Population24592
Hawaiian Population21
Indian Population633
Other Population7740
Male Population41054
Female Population42465
Population Estimate69220

Household Data for 11223

The average number of homes in 11223 is around 28,614, there are an average of 2.91 per household. The average house value according to local real estate values is around $927,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode28,614
Persons Per Household2.91
Average House Value$927,200
Income Per Household$57281
Median Age36.9
Median Age Male35.4
Median Age Female38.6
11223 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2258
Number Of Employees18024
Business First Quarter Payroll151050
Business Annual Payroll711138
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District08|09|11
Congressional LandArea29.66|15.54|65.83
Delivery Residential23787
Delivery Business1935
Delivery Total26742
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area2.070000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count237
SFDU10926
MFDU12729
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]