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10463, NY Home Insurance

In the zip code of 10463, the population size is around 71,301, which consists of 29,424 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Bronx, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $1,050 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 10463 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Bronx. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Bronx, NY Homeowners Insurance Online Rates Today!

10463 Home Insurance Average Premiums

Local 10463 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 10463 lowest rates with discounts applied on average.

For the 10463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 10463?

  • • The average homeowners insurance premium paid annually for a home in 10463 is around $1050 per year.

What does it cost on average per month for home insurance in 10463?

  • • Homeowners in 10463 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 10463?

  • • Autoowners in 10463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10463.
Review average rates in another zip code:
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10473 homeowners insurance rates
10466 homeowners insurance rates
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10456 homeowners insurance rates
10467 homeowners insurance rates

Home Replacement Cost Coverage in 10463

Average Building Cost Per Square Foot in 10463: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10463: 1,556 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10463 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,556 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,556$319,000
Additional Upgrades & Added Features$2561,556$398,750
Major Home Updates or Advancements$3081,556$478,500

It's important to understand that when you estimate your replacement cost of your home in the 10463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10463

Allstate Insurance - Daniel Bosque

Address: 5608 Broadway Bronx, NY 10463
Phone: (718)796-8800
Website: admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25090

Best Home & Auto Insurance Agencies in 10463

Abend Insurance

Address: 3735 Riverdale Ave Bronx, NY 10463
Phone:
Website:
Info:

Nationwide Insurance

Address: 3724 Riverdale Ave Bronx, NY 10463
Phone:
Website:
Info:

Daniel Bosque Agency Inc

Address: 5608 Broadway Bronx, NY 10463
Phone:
Website:
Info:

Hockemeyer- James C - State Farm Insurance Agent

Address: 245 W 231st St Bronx, NY 10463
Phone:
Website:
Info:

East Coast Motor Club Incorporated

Address: Bronx, NY 10463
Phone:
Website: http://www.eastcoastmotorclub.com/
Info:

Housing Demographics for 10463

Population Review for 10463 Zip Code

For the city of Bronx, the population within 10463 has increased to over 69,000 residents in population size. The current population total is 71,301. We have broken down the population based on race below. In 10463, there are over 32306 in male population and 38995 females.

PopulationValues
Total Population71,301
White Population24432
Black Population10183
Hispanic Population37435
Asian Population3130
Hawaiian Population64
Indian Population716
Other Population21772
Male Population32306
Female Population38995
Population Estimate69000

Household Data for 10463

The average number of homes in 10463 is around 29,424, there are an average of 2.33 per household. The average house value according to local real estate values is around $319,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode29,424
Persons Per Household2.33
Average House Value$319,000
Income Per Household$63048
Median Age40.8
Median Age Male38.3
Median Age Female43.1
10463 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718/646/929/917
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1147
Number Of Employees11263
Business First Quarter Payroll114148
Business Annual Payroll513589
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District13|15
Congressional LandArea10.25|14.54
Delivery Residential29614
Delivery Business873
Delivery Total31370
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area2.752000
Water Area0.144000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count300
SFDU1922
MFDU27524
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]