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Home Insurance Rates in 03253

For homeowners shopping online in 03253, our insurance rates are very competitive for homeowners living in Meredith, NH. Many homeowners based out of the great city of Meredith have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 03253, simply click the "Get Multiple Quotes Now" button. Your 03253 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Meredith, NH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

03253 Home Insurance Rating is: Medium!

If you live in 03253, you can easily save up to 40% off the average home insurance premium of $745 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Meredith can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 03253 today!

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03253 Home Insurance Average Premiums

Local 03253 homeowners insurance quotes comparison

$495 /yr.

Shows Zip Code: 03253 lowest rates with discounts applied on average.

For the 03253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$495 /yr.
Average Coverage:$745 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1045 /yr.

What is the average home insurance cost for a home in 03253?

  • • The average homeowners insurance premium paid annually for a home in 03253 is around $745 per year.

What does it cost on average per month for home insurance in 03253?

  • • Homeowners in 03253 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 03253?

  • • Autoowners in 03253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Meredith, check out other zip codes nearby 03253.
To review average rates in another zip code, click on a zip code below:
03253  | 

Home Replacement Cost Coverage in 03253

Average Building Cost Per Square Foot in 03253: $172

Location: Meredith, New Hampshire (Belknap County)

Average Square Footage in 03253: 1,988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03253 before you start any project. Meredith homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,988 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meredith area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,988$341,900
Additional Upgrades & Added Features$2151,988$427,375
Major Home Updates or Advancements$2581,988$512,850

It's important to understand that when you estimate your replacement cost of your home in the 03253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03253

Best Home & Auto Insurance Agencies in 03253

Housing Demographics for 03253

Population Review for 03253 Zip Code

For the city of Meredith, the population within 03253 has increased to over 6,977 residents in population size. The current population total is 6,558. We have broken down the population based on race below. In 03253, there are over 3195 in male population and 3363 females.

PopulationValues
Total Population6,558
White Population6151
Black Population24
Hispanic Population133
Asian Population58
Hawaiian Population0
Indian Population8
Other Population30
Male Population3195
Female Population3363
Population Estimate6977

Household Data for 03253

The average number of homes in 03253 is around 2,890, there are an average of 2.19 per household. The average house value according to local real estate values is around $341,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,890
Persons Per Household2.19
Average House Value$341,900
Income Per Household$61359
Median Age55.1
Median Age Male54.2
Median Age Female56.2
03253 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityMeredith
City Alias NameMEREDITH
CountyBelknap
County FIPS001
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA29060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLaconia, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses251
Number Of Employees2451
Business First Quarter Payroll23578
Business Annual Payroll117918
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60088
CBSA Division Population0
Congressional District01|02
Congressional LandArea2463.65|6489
Delivery Residential3186
Delivery Business215
Delivery Total4282
Preferred Last Line KeyV25579
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25579
Land Area37.466000
Water Area14.858000
City Alias Code
City Mixed CaseMeredith
City Alias Mixed CaseMeredith
Box Count719
SFDU2565
MFDU352
State ANSI33
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number325040
Unique ZIP Name
SSA State County Code30000
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBelknap

New Hampshire Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]