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If you live in the 55944 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Kasson have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our MN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 55944 and then compare quotes from a variety of nationwide insurance companies.

55944 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 55944 the average premium for homeowners coverage is $1340 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 55944. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 55944 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Kasson, MN home insurance quotes in your area.

55944 Home Insurance Average Premiums

Local 55944 homeowners insurance quotes comparison

$1090 /yr.

Shows Zip Code: 55944 lowest rates with discounts applied on average.

For the 55944, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1090 /yr.
Average Coverage:$1340 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1640 /yr.

What is the average home insurance cost for a home in 55944?

  • • The average homeowners insurance premium paid annually for a home in 55944 is around $1340 per year.

What does it cost on average per month for home insurance in 55944?

  • • Homeowners in 55944 pay a monthly average cost per month around $112.00.

What kind of discount could I get if I combine my home and auto insurance together in 55944?

  • • Autoowners in 55944 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kasson, check out other zip codes nearby 55944.
To review average rates in another zip code, click on a zip code below:
55944  | 

Home Replacement Cost Coverage in 55944

Average Building Cost Per Square Foot in 55944: $188

Location: Kasson, Minnesota (Dodge County)

Average Square Footage in 55944: 1,191 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55944 before you start any project. Kasson homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55944 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55944 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,191 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kasson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,191$223,900
Additional Upgrades & Added Features$2351,191$279,875
Major Home Updates or Advancements$2821,191$335,850

It's important to understand that when you estimate your replacement cost of your home in the 55944 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 55944

Population Review for 55944 Zip Code

For the city of Kasson, the population within 55944 has increased to over 8,450 residents in population size. The current population total is 7,937. We have broken down the population based on race below. In 55944, there are over 3940 in male population and 3997 females.

PopulationValues
Total Population7,937
White Population7310
Black Population54
Hispanic Population330
Asian Population37
Hawaiian Population0
Indian Population13
Other Population114
Male Population3940
Female Population3997
Population Estimate8450

Household Data for 55944

The average number of homes in 55944 is around 2,999, there are an average of 2.64 per household. The average house value according to local real estate values is around $223,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,999
Persons Per Household2.64
Average House Value$223,900
Income Per Household$86250
Median Age36.9
Median Age Male36.4
Median Age Female37.4
55944 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityKasson
City Alias NameKASSON
CountyDodge
County FIPS039
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA462
CBSA40340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses145
Number Of Employees915
Business First Quarter Payroll8532
Business Annual Payroll42707
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population186011
CBSA Division Population0
Congressional District01
Congressional LandArea11973.99
Delivery Residential3201
Delivery Business153
Delivery Total3465
Preferred Last Line KeyY25566
Classification Code
Multi-CountyY
CSA NameRochester-Austin-Winona, MN
CBSA_DIV_Name
City State KeyY25566
Land Area59.292000
Water Area0.026000
City Alias Code
City Mixed CaseKasson
City Alias Mixed CaseKasson
Box Count38
SFDU2652
MFDU380
State ANSI27
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number264960
Unique ZIP Name
SSA State County Code24190
Medicare CBSA Code40340
Medicare CBSA NameRochester, MN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDodge

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