Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Plymouth County, MA agent.

Plymouth County, MA Homeowners Insurance Quotes

Comparison shopping for homeowners insurance in Plymouth County, MA just got easier with our quick online quoting application. If you simply enter in the basic details of your home, we can shop and compare up to 12 competitive home insurance rate quotes for you. The process is that easy, and we can help you apply any additional home insurance discounts and credits to help you save more on your premium. We also can provide multi-line services to help enhance the coverage and reduce the monthly expenses on your auto insurance. If you combine your home and auto together we can help you apply for additional savings. But first, we will help you review which home insurance policy is best for you for your home in Plymouth County.

Average Home Insurance Rates in Plymouth County, MA

Plymouth County, MA homeowners are currently paying around $138.92 per month for a standard HO-3 homeowners insurance policy. In Massachusetts, your premium could be in the average range of $1667 per year, this estimate is based on an HO-3 homowners insurance type which may include the minimum coverage required by your mortgage company. This is why a large volume of homeowners are now shopping online in Plymouth County, MA to help them discover cheaper rates with better coverage protection. A standard homeowners policy will help protect you against windstorms, lightning strikes and fire damage. Our process helps you review additional coverage due to risks like flooding, wind and hail, hurricanes and even earthquakes. Use our shopping service and get a new homeowners insurance policy today with the additional savings, just enter your zip code to get started.

For all Plymouth County, MA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Plymouth County? Simply enter your zip code to get your Massachusetts homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Plymouth County, MA Housing Demographics

With 494,919 residents living within the Plymouth County area there are over 200,161 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 127,925 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Plymouth County.

DemographicValues
Total Occupied Households181,126
Family Households (families)127,925
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units200,161

Plymouth County, MA Coastal Wind, Hail & Flood Information

For all homeowners living in Plymouth County (FIPS: 25023), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Massachusetts is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Plymouth County, MA, it's important that you look into hurricane and windstorm insurance options.

Plymouth County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Massachusetts.

Helpful Articles:

Plymouth County, MA Home Insurance Average Premiums

Local Plymouth, MA homeowners insurance quotes comparison

$1,211 /yr.

Massachusetts's Average Home Insurance Rates Overall

For the state of Massachusetts, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 8 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$759 /yr.
Current Average Cost:$1,211 /yr.
Maximum Range:$1667 /yr.

Plymouth County, MA Coastal Wind, Hail & Flood Information

Plymouth is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Plymouth is know for it's beautiful beaches and waterways. Because Plymouth County (FIPS: 25023) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Plymouth County.

Massachusetts Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

Discounts For Homeowners in Plymouth County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Massachusetts homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Plymouth County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Plymouth County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Plymouth County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Plymouth County Housing & Real Estate Data

Details:Statistics
Total Housing Units200161
Occupied Housing Units181126
Vacant Housing Units19035
Vacant Housing Units for Rent3112
Vacant Housing Units Rented Not Occupied247
Vacant Housing Units For Sale2157
Vacant Housing Units Sold Not Occupied574
Vacant Housing Units For Seasonal Occasional Use10164
Vacant Housing Units All Other Vacants2781
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units181126
Housing Tenure Occupied Units Owner Occupied137831
Housing Tenure Occupied Units Owner Occupied Population386153
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied43295
Housing Tenure Occupied Units Renter Occupied Population96945
Housing Tenure Occupied Units Renter Occupied Average Household Size2