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Compare 01901 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Lynn just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,362 neighbors looking to save on their home insurance policy in the local 01901 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 01901. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Lynn, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Lynn, MA

01901 Home Insurance Average Premiums

Local 01901 homeowners insurance quotes comparison

$981 /yr.

Shows Zip Code: 01901 lowest rates with discounts applied on average.

For the 01901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$981 /yr.
Average Coverage:$1231 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1531 /yr.

What is the average home insurance cost for a home in 01901?

  • • The average homeowners insurance premium paid annually for a home in 01901 is around $1231 per year.

What does it cost on average per month for home insurance in 01901?

  • • Homeowners in 01901 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01901?

  • • Autoowners in 01901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lynn area, check out other zip codes nearby 01901.
Review average rates in another zip code:
01901 homeowners insurance rates
01904 homeowners insurance rates
01902 homeowners insurance rates
01905 homeowners insurance rates

Home Replacement Cost Coverage in 01901

Average Building Cost Per Square Foot in 01901: $271

Location: Lynn, Massachusetts (Essex County)

Average Square Footage in 01901: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01901 before you start any project. Lynn homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lynn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,025$277,900
Additional Upgrades & Added Features$3391,025$347,375
Major Home Updates or Advancements$4071,025$416,850

It's important to understand that when you estimate your replacement cost of your home in the 01901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01901

Best Home & Auto Insurance Agencies in 01901

Columbia Insurance Agency Inc

Address: 1 Munroe St Lynn, MA 01901
Phone:
Website: http://www.columbia-insurance.com
Info:

Housing Demographics for 01901

Population Review for 01901 Zip Code

For the city of Lynn, the population within 01901 has increased to over 2,936 residents in population size. The current population total is 2,794. We have broken down the population based on race below. In 01901, there are over 1276 in male population and 1518 females.

PopulationValues
Total Population2,794
White Population1038
Black Population697
Hispanic Population1091
Asian Population59
Hawaiian Population1
Indian Population36
Other Population656
Male Population1276
Female Population1518
Population Estimate2936

Household Data for 01901

The average number of homes in 01901 is around 1,362, there are an average of 1.84 per household. The average house value according to local real estate values is around $277,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,362
Persons Per Household1.84
Average House Value$277,900
Income Per Household$24207
Median Age42.8
Median Age Male43.8
Median Age Female41.7
01901 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/339
CityLynn
City Alias NameLYNN
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses304
Number Of Employees5707
Business First Quarter Payroll80988
Business Annual Payroll313118
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential1596
Delivery Business528
Delivery Total2089
Preferred Last Line KeyV21999
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21999
Land Area0.271000
Water Area0.027000
City Alias Code
City Mixed CaseLynn
City Alias Mixed CaseLynn
Box Count0
SFDU35
MFDU1557
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number244199
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]