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Homeowners Insurance in 67501

Getting the most affordable home insurance rates in 67501 just got easier for Hutchinson, KS home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Hutchinson. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Hutchinson, KS Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 67501

When discussing Kansas homeowners insurance rates, Hutchinson residents are finding new ways to save time and money by discovering lower rates when they shop online. Kansas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 14. Residents that live within the 67501 zipcode are currently paying $1117 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Hutchinson does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

67501 Home Insurance Average Premiums

Local 67501 homeowners insurance quotes comparison

$867 /yr.

Shows Zip Code: 67501 lowest rates with discounts applied on average.

For the 67501, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$867 /yr.
Average Coverage:$1117 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1417 /yr.

What is the average home insurance cost for a home in 67501?

  • • The average homeowners insurance premium paid annually for a home in 67501 is around $1117 per year.

What does it cost on average per month for home insurance in 67501?

  • • Homeowners in 67501 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67501?

  • • Autoowners in 67501 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hutchinson area, check out other zip codes nearby 67501.
Review average rates in another zip code:
67502 homeowners insurance rates
67501 homeowners insurance rates

Home Replacement Cost Coverage in 67501

Average Building Cost Per Square Foot in 67501: $126

Location: Hutchinson, Kansas (Reno County)

Average Square Footage in 67501: 573 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67501 before you start any project. Hutchinson homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67501 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67501 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 573 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hutchinson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126573$72,200
Additional Upgrades & Added Features$158573$90,250
Major Home Updates or Advancements$189573$108,300

It's important to understand that when you estimate your replacement cost of your home in the 67501 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67501

Family of Financial Services Inc - Gordon K Schrag Keith A Schrag Annette K EPP St

Address: 10 West 5th Avenue Hutchinson, KS 67501
Phone: (620)662-4900
Website:

Wade Patton Insurance

Address: 115 East 4th Avenue Hutchinson, KS 67501
Phone: (620)662-5469
Website: www.wadepattoninsurance.com

Elliott Insurance Management

Address: 10 West 5th Avenue Hutchinson, KS 67501
Phone: (620)662-0517
Website:

Buller Insurance Services Inc

Address: 421 West 1st Avenue # C Hutchinson, KS 67501
Phone: (620)663-4300
Website:

Brooke Insurance & Financial Services

Address: 1520 North Main Street Hutchinson, KS 67501
Phone: (620)662-4815
Website: www.brookeagency.com

Best Home & Auto Insurance Agencies in 67501

Bergkamp Insurance Center

Address: 22 N Main St Hutchinson, KS 67501
Phone:
Website:
Info:

Nickel- Susan J - State Farm Insurance Agent

Address: 201 E 2nd Ave Hutchinson, KS 67501
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Corey- John L - State Farm Insurance Agent

Address: 920 N Main St Hutchinson, KS 67501
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Herchel Crainer Ins Agy Inc - State Farm Insurance Agent

Address: 1315 E 17th Ave Hutchinson, KS 67501
Phone:
Website:
Info:

Housing Demographics for 67501

Population Review for 67501 Zip Code

For the city of Hutchinson, the population within 67501 has increased to over 23,769 residents in population size. The current population total is 24,779. We have broken down the population based on race below. In 67501, there are over 13222 in male population and 11557 females.

PopulationValues
Total Population24,779
White Population19669
Black Population1379
Hispanic Population3705
Asian Population134
Hawaiian Population17
Indian Population267
Other Population1141
Male Population13222
Female Population11557
Population Estimate23769

Household Data for 67501

The average number of homes in 67501 is around 9,813, there are an average of 2.31 per household. The average house value according to local real estate values is around $72,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,813
Persons Per Household2.31
Average House Value$72,200
Income Per Household$43069
Median Age37.1
Median Age Male36.5
Median Age Female37.8
67501 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityHutchinson
City Alias NameHUTCHINSON
CountyReno
County FIPS155
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA26740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHutchinson, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses782
Number Of Employees12236
Business First Quarter Payroll119055
Business Annual Payroll491223
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population64511
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential10290
Delivery Business1036
Delivery Total11322
Preferred Last Line KeyW20739
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20739
Land Area187.988000
Water Area1.494000
City Alias Code
City Mixed CaseHutchinson
City Alias Mixed CaseHutchinson
Box Count0
SFDU9359
MFDU333
State ANSI20
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194400
Unique ZIP Name
SSA State County Code17770
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseReno

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]