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67205 Home Insurance Rates & Premiums

Did you know there are over 20,461 people living within the 67205 zip code area? There are over 7,288 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 67205.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Kansas are on the rise. The estimated average premium is around $1,041 a year for a standard homeowners insurance policy in Wichita. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Wichita, KS Homeowners Insurance Quotes Online

67205 Home Insurance Average Premiums

Local 67205 homeowners insurance quotes comparison

$791 /yr.

Shows Zip Code: 67205 lowest rates with discounts applied on average.

For the 67205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$791 /yr.
Average Coverage:$1041 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1341 /yr.

What is the average home insurance cost for a home in 67205?

  • • The average homeowners insurance premium paid annually for a home in 67205 is around $1041 per year.

What does it cost on average per month for home insurance in 67205?

  • • Homeowners in 67205 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 67205?

  • • Autoowners in 67205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wichita area, check out other zip codes nearby 67205.
Review average rates in another zip code:
67228 homeowners insurance rates
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67220 homeowners insurance rates
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67227 homeowners insurance rates
67215 homeowners insurance rates

Home Replacement Cost Coverage in 67205

Average Building Cost Per Square Foot in 67205: $126

Location: Wichita, Kansas (Sedgwick County)

Average Square Footage in 67205: 1,983 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67205 before you start any project. Wichita homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,983 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wichita area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,983$249,900
Additional Upgrades & Added Features$1581,983$312,375
Major Home Updates or Advancements$1891,983$374,850

It's important to understand that when you estimate your replacement cost of your home in the 67205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67205

Allstate Insurance-Marquez Agency Inc.

Address: 7603 W 21st St N Ste 105 Wichita, KS 67205
Phone: (316)773-5955
Website: agent.allstate.com/88081

Best Home & Auto Insurance Agencies in 67205

Farmers Insurance

Address: 2290 N Tyler Rd Wichita, KS 67205
Phone:
Website:
Info:

Allstate Insurance-Marquez Agency Inc.

Address: 7603 W 21st St N, #105 Wichita, KS 67205
Phone:
Website: http://www.agent.allstate.com/88081
Info:

Kemp- William E

Address: 7570 W 21st St N Wichita, KS 67205
Phone:
Website:
Info:

Shelter Insurance - Otis Netta

Address: 2360 N Maize Rd Wichita, KS 67205
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
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Housing Demographics for 67205

Population Review for 67205 Zip Code

For the city of Wichita, the population within 67205 has increased to over 23,689 residents in population size. The current population total is 20,461. We have broken down the population based on race below. In 67205, there are over 10081 in male population and 10380 females.

PopulationValues
Total Population20,461
White Population16807
Black Population383
Hispanic Population1736
Asian Population985
Hawaiian Population8
Indian Population124
Other Population469
Male Population10081
Female Population10380
Population Estimate23689

Household Data for 67205

The average number of homes in 67205 is around 7,288, there are an average of 2.77 per household. The average house value according to local real estate values is around $249,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,288
Persons Per Household2.77
Average House Value$249,900
Income Per Household$105649
Median Age39.7
Median Age Male38.8
Median Age Female40.7
67205 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code316
CityWichita
City Alias NameWICHITA
CountySedgwick
County FIPS173
State FIPS20
Time Zone6
Day Light SavingY
MSA9040
PMSA
CSA556
CBSA48620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWichita, KS
MSA_NameWichita, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses574
Number Of Employees9235
Business First Quarter Payroll90241
Business Annual Payroll365585
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population623061
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential8552
Delivery Business600
Delivery Total9764
Preferred Last Line KeyW21759
Classification Code
Multi-County
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW21759
Land Area16.873000
Water Area2.088000
City Alias Code
City Mixed CaseWichita
City Alias Mixed CaseWichita
Box Count0
SFDU2822
MFDU741
State ANSI20
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number199713
Unique ZIP Name
SSA State County Code17860
Medicare CBSA Code48620
Medicare CBSA NameWichita, KS
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSedgwick

Kansas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]