Get multiple home insurance quotes in 66436. Our licensed 66436, KS agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 66436

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 66436, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Holton, KS from a list of top tier nationwide insurers.

Our Kansas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 66436 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 66436

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Holton, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

66436 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Holton we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 66436, homeowners are seeing rates around 1097 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 66436!

66436 Home Insurance Average Premiums

Local 66436 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 66436 lowest rates with discounts applied on average.

For the 66436, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 66436?

  • • The average homeowners insurance premium paid annually for a home in 66436 is around $1097 per year.

What does it cost on average per month for home insurance in 66436?

  • • Homeowners in 66436 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66436?

  • • Autoowners in 66436 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Holton, check out other zip codes nearby 66436.
To review average rates in another zip code, click on a zip code below:
66436  | 

Home Replacement Cost Coverage in 66436

Average Building Cost Per Square Foot in 66436: $126

Location: Holton, Kansas (Jackson County)

Average Square Footage in 66436: 1,329 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66436 before you start any project. Holton homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66436 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66436 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,329 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,329$167,500
Additional Upgrades & Added Features$1581,329$209,375
Major Home Updates or Advancements$1891,329$251,250

It's important to understand that when you estimate your replacement cost of your home in the 66436 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66436

Kellerman Insurance Inc

Address: 101 West 4th Street Holton, KS 66436
Phone: (785)364-2921
Website: www.kellermaninsurance.com

Hower Cindy

Address: 101 West 4th Street Holton, KS 66436
Phone: (785)364-2921
Website:

Best Home & Auto Insurance Agencies in 66436

Suarez- Gaston O - State Farm Insurance Agent

Address: 515 Arizona Ave Holton, KS 66436
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Prudential Insurance

Address: 500 New York Ave Holton, KS 66436
Phone:
Website:
Info:

Hower Cindy

Address: 101 W 4th St Holton, KS 66436
Phone:
Website:
Info:

Housing Demographics for 66436

Population Review for 66436 Zip Code

For the city of Holton, the population within 66436 has increased to over 6,049 residents in population size. The current population total is 5,824. We have broken down the population based on race below. In 66436, there are over 2838 in male population and 2986 females.

PopulationValues
Total Population5,824
White Population5079
Black Population66
Hispanic Population351
Asian Population22
Hawaiian Population6
Indian Population174
Other Population102
Male Population2838
Female Population2986
Population Estimate6049

Household Data for 66436

The average number of homes in 66436 is around 2,340, there are an average of 2.41 per household. The average house value according to local real estate values is around $167,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,340
Persons Per Household2.41
Average House Value$167,500
Income Per Household$57009
Median Age41.8
Median Age Male40.0
Median Age Female44.1
66436 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityHolton
City Alias NameHOLTON
CountyJackson
County FIPS085
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses182
Number Of Employees2182
Business First Quarter Payroll15958
Business Annual Payroll68781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential2510
Delivery Business240
Delivery Total3066
Preferred Last Line KeyW20717
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20717
Land Area184.058000
Water Area1.420000
City Alias Code
City Mixed CaseHolton
City Alias Mixed CaseHolton
Box Count78
SFDU2363
MFDU57
State ANSI20
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194213
Unique ZIP Name
SSA State County Code17420
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseJackson

Kansas Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]