Get multiple home insurance quotes in 66205. Our licensed 66205, KS agents are ready to serve you.

Homeowners Insurance in 66205

In Mission, KS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 66205 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 66205 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66205 should appear in the zip code field ready to go.

66205 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Kansas, you are going to see rates around the average home insurance premium per year of $1115. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mission home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 66205 Home Insurance Rates Now!

Best 3 Options to Compare in 66205

If you want homeowners insurance quotes within the city of Mission or in the 66205 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mission, KS.

66205 Home Insurance Average Premiums

Local 66205 homeowners insurance quotes comparison

$865 /yr.

Shows Zip Code: 66205 lowest rates with discounts applied on average.

For the 66205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$865 /yr.
Average Coverage:$1115 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1415 /yr.

What is the average home insurance cost for a home in 66205?

  • • The average homeowners insurance premium paid annually for a home in 66205 is around $1115 per year.

What does it cost on average per month for home insurance in 66205?

  • • Homeowners in 66205 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66205?

  • • Autoowners in 66205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mission area, check out other zip codes nearby 66205.
Review average rates in another zip code:
66202 homeowners insurance rates
66205 homeowners insurance rates

Home Replacement Cost Coverage in 66205

Average Building Cost Per Square Foot in 66205: $126

Location: Mission, Kansas (Johnson County)

Average Square Footage in 66205: 2,123 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66205 before you start any project. Mission homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,123 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mission area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,123$267,500
Additional Upgrades & Added Features$1582,123$334,375
Major Home Updates or Advancements$1892,123$401,250

It's important to understand that when you estimate your replacement cost of your home in the 66205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66205

Best Home & Auto Insurance Agencies in 66205

Hoy- Rex B - State Farm Insurance Agent

Address: 4812 Johnson Dr Shawnee Mission, KS 66205
Phone:
Website: http://www.rexhoy.com
Info:

ACE Cash Express

Address: 5018 Roe Boulevard Roeland Park, KS 66205
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 66205

Population Review for 66205 Zip Code

For the city of Mission, the population within 66205 has increased to over 13,946 residents in population size. The current population total is 13,929. We have broken down the population based on race below. In 66205, there are over 6743 in male population and 7186 females.

PopulationValues
Total Population13,929
White Population11742
Black Population324
Hispanic Population1249
Asian Population306
Hawaiian Population14
Indian Population45
Other Population380
Male Population6743
Female Population7186
Population Estimate13946

Household Data for 66205

The average number of homes in 66205 is around 6,252, there are an average of 2.22 per household. The average house value according to local real estate values is around $267,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,252
Persons Per Household2.22
Average House Value$267,500
Income Per Household$88665
Median Age37.1
Median Age Male36.3
Median Age Female38.0
66205 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityMission
City Alias NameMISSION
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses390
Number Of Employees4128
Business First Quarter Payroll66982
Business Annual Payroll273141
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential6282
Delivery Business364
Delivery Total7294
Preferred Last Line KeyW21018
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21018
Land Area3.733000
Water Area0.000000
City Alias Code
City Mixed CaseMission
City Alias Mixed CaseMission
Box Count0
SFDU5771
MFDU39
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]