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Searching for Homeowners Insurance in 66105

If you are a homeowners that lives in 66105 you may be searching for more affordable homeowners insurance in Kansas City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Kansas City, KS. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Kansas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 66105 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kansas City, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 66105 Home Insurance Costs: high!

In Kansas City, homeowners are paying roughly $1110 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 66105 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Kansas City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 66105 policy right now!

66105 Home Insurance Average Premiums

Local 66105 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 66105 lowest rates with discounts applied on average.

For the 66105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 66105?

  • • The average homeowners insurance premium paid annually for a home in 66105 is around $1110 per year.

What does it cost on average per month for home insurance in 66105?

  • • Homeowners in 66105 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66105?

  • • Autoowners in 66105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 66105.
Review average rates in another zip code:
66109 homeowners insurance rates
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66102 homeowners insurance rates

Home Replacement Cost Coverage in 66105

Average Building Cost Per Square Foot in 66105: $126

Location: Kansas City, Kansas (Wyandotte County)

Average Square Footage in 66105: 361 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66105 before you start any project. Kansas City homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 361 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126361$45,500
Additional Upgrades & Added Features$158361$56,875
Major Home Updates or Advancements$189361$68,250

It's important to understand that when you estimate your replacement cost of your home in the 66105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66105

Best Home & Auto Insurance Agencies in 66105

Housing Demographics for 66105

Population Review for 66105 Zip Code

For the city of Kansas City, the population within 66105 has increased to over 2,788 residents in population size. The current population total is 2,870. We have broken down the population based on race below. In 66105, there are over 1541 in male population and 1329 females.

PopulationValues
Total Population2,870
White Population955
Black Population58
Hispanic Population2063
Asian Population25
Hawaiian Population7
Indian Population48
Other Population1025
Male Population1541
Female Population1329
Population Estimate2788

Household Data for 66105

The average number of homes in 66105 is around 856, there are an average of 3.22 per household. The average house value according to local real estate values is around $45,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode856
Persons Per Household3.22
Average House Value$45,500
Income Per Household$29523
Median Age31.7
Median Age Male33.0
Median Age Female30.1
66105 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityKansas City
City Alias NameKANSAS CITY
CountyWyandotte
County FIPS209
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses217
Number Of Employees5346
Business First Quarter Payroll81534
Business Annual Payroll358402
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential866
Delivery Business347
Delivery Total1961
Preferred Last Line KeyW20788
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20788
Land Area3.003000
Water Area0.108000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU863
MFDU3
State ANSI20
County ANSI209
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194653
Unique ZIP Name
SSA State County Code17986
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWyandotte

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]