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If you live in the 66101 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Kansas City have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our KS licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 66101 and then compare quotes from a variety of nationwide insurance companies.

66101 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 66101 the average premium for homeowners coverage is $1093 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 66101. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 66101 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Kansas City, KS home insurance quotes in your area.

66101 Home Insurance Average Premiums

Local 66101 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 66101 lowest rates with discounts applied on average.

For the 66101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 66101?

  • • The average homeowners insurance premium paid annually for a home in 66101 is around $1093 per year.

What does it cost on average per month for home insurance in 66101?

  • • Homeowners in 66101 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66101?

  • • Autoowners in 66101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kansas City, check out other zip codes nearby 66101.
To review average rates in another zip code, click on a zip code below:
66102  |  66111  |  66103  |  66106  |  66105  |  66101  |  66112  |  66109  |  66104  | 

Home Replacement Cost Coverage in 66101

Average Building Cost Per Square Foot in 66101: $126

Location: Kansas City, Kansas (Wyandotte County)

Average Square Footage in 66101: 540 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66101 before you start any project. Kansas City homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 540 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126540$68,000
Additional Upgrades & Added Features$158540$85,000
Major Home Updates or Advancements$189540$102,000

It's important to understand that when you estimate your replacement cost of your home in the 66101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66101

Best Home & Auto Insurance Agencies in 66101

Housing Demographics for 66101

Population Review for 66101 Zip Code

For the city of Kansas City, the population within 66101 has increased to over 12,510 residents in population size. The current population total is 13,785. We have broken down the population based on race below. In 66101, there are over 7229 in male population and 6556 females.

PopulationValues
Total Population13,785
White Population3871
Black Population3902
Hispanic Population6016
Asian Population473
Hawaiian Population93
Indian Population183
Other Population2888
Male Population7229
Female Population6556
Population Estimate12510

Household Data for 66101

The average number of homes in 66101 is around 4,684, there are an average of 2.65 per household. The average house value according to local real estate values is around $68,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,684
Persons Per Household2.65
Average House Value$68,000
Income Per Household$30296
Median Age32.6
Median Age Male33.3
Median Age Female31.8
66101 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityKansas City
City Alias NameKANSAS CITY
CountyWyandotte
County FIPS209
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees3429
Business First Quarter Payroll34322
Business Annual Payroll154000
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential4721
Delivery Business476
Delivery Total5226
Preferred Last Line KeyW20788
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20788
Land Area3.236000
Water Area0.000000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU3637
MFDU646
State ANSI20
County ANSI209
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194653
Unique ZIP Name
SSA State County Code17986
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWyandotte

Kansas Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]