Get multiple home insurance quotes in 50263. Our licensed 50263, IA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 50263

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 50263, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Waukee, IA from a list of top tier nationwide insurers.

Our Iowa licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 50263 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 50263

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Waukee, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

50263 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Waukee we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 50263, homeowners are seeing rates around 926 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 50263!

50263 Home Insurance Average Premiums

Local 50263 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 50263 lowest rates with discounts applied on average.

For the 50263, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 50263?

  • • The average homeowners insurance premium paid annually for a home in 50263 is around $926 per year.

What does it cost on average per month for home insurance in 50263?

  • • Homeowners in 50263 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 50263?

  • • Autoowners in 50263 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Waukee, check out other zip codes nearby 50263.
To review average rates in another zip code, click on a zip code below:
50263  | 

Home Replacement Cost Coverage in 50263

Average Building Cost Per Square Foot in 50263: $130

Location: Waukee, Iowa (Dallas County)

Average Square Footage in 50263: 2,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50263 before you start any project. Waukee homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50263 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50263 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,057 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waukee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1302,057$267,400
Additional Upgrades & Added Features$1632,057$334,250
Major Home Updates or Advancements$1952,057$401,100

It's important to understand that when you estimate your replacement cost of your home in the 50263 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50263

Best Home & Auto Insurance Agencies in 50263

Allstate Gutter

Address: 465 SE Alices Rd Waukee, IA 50263
Phone:
Website: http://www.allstategutter.com
Info:

Joseph Fitzgibbon-Farmers Insurance

Address: 15960 Hickman Rd Clive, IA 50263
Phone:
Website: http://www.farmersagent.com/jfitzgibbon/
Info:

Wiges, Jesse - Shelter Insurance

Address: 760 SE Alices Rd Waukee, IA 50263
Phone:
Website: http://www.shelterinsurance.com/CA/agent/JWIGES
Info:

Allstate Gutter & Siding

Address: 830 Hickman Rd Waukee, IA 50263
Phone:
Website:
Info:

American Family Insurance- Mike Banks

Address: 154 Laurel St Waukee, IA 50263
Phone:
Website: http://www.desmoines.citysearch.com/profile/external/45037476/waukee_ia/american_family_insurance_mike_banks.html
Info:

Housing Demographics for 50263

Population Review for 50263 Zip Code

For the city of Waukee, the population within 50263 has increased to over 33,212 residents in population size. The current population total is 24,817. We have broken down the population based on race below. In 50263, there are over 12057 in male population and 12760 females.

PopulationValues
Total Population24,817
White Population20719
Black Population900
Hispanic Population1263
Asian Population1279
Hawaiian Population16
Indian Population60
Other Population374
Male Population12057
Female Population12760
Population Estimate33212

Household Data for 50263

The average number of homes in 50263 is around 9,423, there are an average of 2.61 per household. The average house value according to local real estate values is around $267,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,423
Persons Per Household2.61
Average House Value$267,400
Income Per Household$102478
Median Age34.2
Median Age Male33.0
Median Age Female35.2
50263 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityWaukee
City Alias NameWAUKEE
CountyDallas
County FIPS049
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses501
Number Of Employees6510
Business First Quarter Payroll71670
Business Annual Payroll329981
Business Employment Flag
Growth Rank7
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3309
Growth Increase Percentage5.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential12725
Delivery Business383
Delivery Total13339
Preferred Last Line KeyW11699
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW11699
Land Area27.457000
Water Area0.026000
City Alias Code
City Mixed CaseWaukee
City Alias Mixed CaseWaukee
Box Count267
SFDU2536
MFDU1558
State ANSI19
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number189396
Unique ZIP Name
SSA State County Code16240
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDallas

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