Indiana Homeowners Insurance Quotes

The "Hoosier State" or Indiana as we are more commonly known is a great place to live and raise a family. While we are internationally known for the famous Indianapolis 500 auto race, there is much more to this great Midwestern state.

Our capitol city, Indianapolis, is known for art galleries on Massachusetts Avenue and the hip bars and restaurants that line Broad Ripple but that is just the tip of the iceberg of what Indiana has to offer. We have dozens of museums, zoos, and state parks that are great for a family getaway.

If the outdoors is more your speed, check out Brown County for zip lining, camping, mountain biking or hitting the trail on an ATV. No matter what your passion is, Indiana has you covered.

Indiana Facts

When it comes to population, Indiana is the perfect size, not too big and not too small. It ranks 18th in the country with 6,619,680 people calling the Hoosier State home.

On average, there are three people per house in Indiana with 3,695 households per zip code. Household income ranks 31st in the country with an average household income of $46,438. Houses are a bargain in Indiana with the median home price coming in at $115,100, which is a fairly impressive 3.3 percent increase over the past year. Zillow predicts that prices will jump up another 3.3 percent over the next year so now is a great time to buy.

Median prices can vary wildly depending on where you settle in Indiana. Home prices in Valparaiso average $184,700 while prices in South Bend are a steal at $62,100.

Homeowners Insurance in Indiana

Insuring a home in Indiana is a pretty good deal when compared to the rest of the country. According to the NAIC, the yearly cost for a homeowners policy is $840 compared to the national average of $952.

Raising your deductible, shopping your coverage and asking for all the discounts you qualify for are great ways to lower your premium. According to industry experts, the number one way to drop your insurance costs is to shop your policy. We can help you find the best deal by sending all of your details to our national insurance partners.

When shopping for coverage, always ask for every discount that you are entitled to receive. Insurers offer discounts for everything from bundling your coverages to security systems, so make sure you are getting all possible discounts.

Factors to Consider in Indiana

When it comes to crime, Indiana ranks as average. The Hoosier State has 3.57 violent crimes per 1,000 people while the national median is 3.8. Crime rates can quickly push up insurance rates so make sure you check out crime rates in any neighborhood you are considering before signing on the dotted line.

Indianapolis is an exception to the rule with crime rates that easily eclipse the national medians. Violent crime rates hit 12.46 per 1,000 residents in our capitol city and property crime rates are 53.82 per 1,000 residents compared to a national average of 27.3.

Severe weather can also be a factor. Tornadoes are fairly common in Indiana. On average 22 tornadoes a year hit Indiana. Severe weather such as tornadoes can have an impact on insurance rates so if your home is located in a tornado prone area, expect your premium to take a hit. Consider adding storm shutters or a sprinkler system, which can result in a big discount.

When it's time to move into your new home in Indianapolis, South Bend, Fort Wayne, Bloomington, Highland or one of the many other lovely cities in our state don't forget a homeowners policy. We can make the process extremely easy for you, simply fill out our online quoting application and we will shop and compare rates from the top 12 carriers with the most competitive rates. Thousands of homeowners trust our service and are happy with the service we offer. Get your Indiana home insurance quotes today!