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Lagrange County, IN Homeowners Insurance Quotes

Are you looking for a quick comparison of Lagrange County, IN homeowners insurance quotes to review and compare the best rates today? We can provide up to 12 or more competitive home insurance rates with different coverage options from a basic HO-3 standard homeowner policy to a bundle / packaged discount policy that would include your home and auto grouped together. A basic policy for homeowners living in Lagrange County includes protection against most major perils. If you are in need of earthquake or flood insurance, then we can help you find additional coverage. As you may know, a flood policy is separate from a standard HO-3 policy.

Coastal Lagrange County, IN Home Insurance

Lagrange County is located near the coast as you know, so it is important to understand that flood protection is crucial for homes in your area that are prone to hurricanes and tropical wind storms. We recommend you speak with us if you have questions about your coastal homeowners insurance coverage. Flood insurance is not part of your basic homeowners (HO-3) policy, but can easily be bundled to help give you the added protection you need. We offer an easy way to review the best flood insurance rates for Lagrange County, please give us a call at 888-620-1954 for completitive flood insurance rates in your area.

Affordable Lagrange County Rates

Homeowners living in Lagrange County, pay on average around $1021 per year or $85.08 a month for home insurance. Let us help you shop multiple coverage options and provide up to 40% off in discount savings for your home in Lagrange County. Online rate quotes can be easily reviewed by entering your zip code of the property you would like to insure or give us a call now at 1-855-976-2656

For all Lagrange County, IN residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Lagrange County? Simply enter your zip code to get your Indiana homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Lagrange County, IN Housing Demographics

With 37,128 residents living within the Lagrange County area there are over 14,094 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 9,106 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Lagrange County.

DemographicValues
Total Occupied Households11,598
Family Households (families)9,106
Average Owner Occupied Household Size3
Average Family Size4
Total Housing Units14,094

Lagrange County, IN Coastal Wind, Hail & Flood Information

For all homeowners living in LaGrange County (FIPS: 18087), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Indiana is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Lagrange County, IN, it's important that you look into hurricane and windstorm insurance options.

Lagrange County, IN Home Insurance Average Premiums

Local Lagrange, IN homeowners insurance quotes comparison

$833 /yr.

Indiana's Average Home Insurance Rates Overall

For the state of Indiana, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 35 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$636 /yr.
Current Average Cost:$833 /yr.
Maximum Range:$1030 /yr.

Lagrange County, IN Coastal Wind, Hail & Flood Information

Lagrange is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Indiana Homeowners Insurance News & Information

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

Discounts For Homeowners in Lagrange County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Indiana homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Lagrange County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Lagrange County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Lagrange County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Lagrange County Housing & Real Estate Data

Details:Statistics
Total Housing Units14094
Occupied Housing Units11598
Vacant Housing Units2496
Vacant Housing Units for Rent241
Vacant Housing Units Rented Not Occupied15
Vacant Housing Units For Sale263
Vacant Housing Units Sold Not Occupied48
Vacant Housing Units For Seasonal Occasional Use1631
Vacant Housing Units All Other Vacants298
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent10
Housing Tenure Occupied Units11598
Housing Tenure Occupied Units Owner Occupied9384
Housing Tenure Occupied Units Owner Occupied Population30998
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2214
Housing Tenure Occupied Units Renter Occupied Population5806
Housing Tenure Occupied Units Renter Occupied Average Household Size3