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61466 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 61466 zip code it's important to know that our rates are very competitive for homeowners living in North Henderson, IL. Many homeowners based out of your 61466 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61466 should appear in the zip code field ready to go. For North Henderson, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

61466: Average Home Insurance Rates

For homeowners living in the great city of North Henderson, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $850 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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61466 Home Insurance Average Premiums

Local 61466 homeowners insurance quotes comparison

$600 /yr.

Shows Zip Code: 61466 lowest rates with discounts applied on average.

For the 61466, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$600 /yr.
Average Coverage:$850 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1150 /yr.

What is the average home insurance cost for a home in 61466?

  • • The average homeowners insurance premium paid annually for a home in 61466 is around $850 per year.

What does it cost on average per month for home insurance in 61466?

  • • Homeowners in 61466 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61466?

  • • Autoowners in 61466 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within North Henderson, check out other zip codes nearby 61466.
To review average rates in another zip code, click on a zip code below:
61466  | 

Home Replacement Cost Coverage in 61466

Average Building Cost Per Square Foot in 61466: $154

Location: North Henderson, Illinois (Mercer County)

Average Square Footage in 61466: 540 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61466 before you start any project. North Henderson homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61466 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61466 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 540 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Henderson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154540$83,100
Additional Upgrades & Added Features$193540$103,875
Major Home Updates or Advancements$231540$124,650

It's important to understand that when you estimate your replacement cost of your home in the 61466 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61466

Best Home & Auto Insurance Agencies in 61466

Housing Demographics for 61466

Population Review for 61466 Zip Code

For the city of North Henderson, the population within 61466 has increased to over 200 residents in population size. The current population total is 292. We have broken down the population based on race below. In 61466, there are over 159 in male population and 133 females.

PopulationValues
Total Population292
White Population262
Black Population0
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population3
Other Population0
Male Population159
Female Population133
Population Estimate200

Household Data for 61466

The average number of homes in 61466 is around 128, there are an average of 2.28 per household. The average house value according to local real estate values is around $83,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.28
Average House Value$83,100
Income Per Household$82750
Median Age43.6
Median Age Male47.8
Median Age Female42.2
61466 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationN HENDERSON
Area Code309
CityNorth Henderson
City Alias NameNORTH HENDERSON
CountyMercer
County FIPS131
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District17
Congressional LandArea6933.08
Delivery Residential88
Delivery Business0
Delivery Total131
Preferred Last Line KeyW14189
Classification Code
Multi-CountyY
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW14189
Land Area23.882000
Water Area0.000000
City Alias Code
City Mixed CaseNorth Henderson
City Alias Mixed CaseNorth Henderson
Box Count39
SFDU88
MFDU0
State ANSI17
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number165742
Unique ZIP Name
SSA State County Code14740
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseMercer

Illinois Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]