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Quickly Revew Homeowners Insurance in 60610

If you own a home in Chicago, IL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 60610 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Illinois licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 60610 and start comparing rates now.

60610 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 60610 is $906 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 60610 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chicago, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60610 Home Insurance Average Premiums

Local 60610 homeowners insurance quotes comparison

$656 /yr.

Shows Zip Code: 60610 lowest rates with discounts applied on average.

For the 60610, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$656 /yr.
Average Coverage:$906 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1206 /yr.

What is the average home insurance cost for a home in 60610?

  • • The average homeowners insurance premium paid annually for a home in 60610 is around $906 per year.

What does it cost on average per month for home insurance in 60610?

  • • Homeowners in 60610 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 60610?

  • • Autoowners in 60610 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60610.
Review average rates in another zip code:
60618 homeowners insurance rates
60651 homeowners insurance rates
60602 homeowners insurance rates
60649 homeowners insurance rates
60660 homeowners insurance rates
60643 homeowners insurance rates
60625 homeowners insurance rates
60645 homeowners insurance rates
60647 homeowners insurance rates
60626 homeowners insurance rates

Home Replacement Cost Coverage in 60610

Average Building Cost Per Square Foot in 60610: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60610: 3,019 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60610 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60610 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60610 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,019 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1543,019$465,000
Additional Upgrades & Added Features$1933,019$581,250
Major Home Updates or Advancements$2313,019$697,500

It's important to understand that when you estimate your replacement cost of your home in the 60610 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60610

Allstate Insurance - Chris Mandolini

Address: 645 W Grand Ave Chicago, IL 60610
Phone: (312)733-1800
Website:

Best Home & Auto Insurance Agencies in 60610

Allstate Insurance Companies

Address: 113 W North Ave Chicago, IL 60610
Phone:
Website:
Info:

Fred Navarro Ins Agcy Inc - State Farm Insurance Agent

Address: 453 W North Ave Chicago, IL 60610
Phone:
Website:
Info:

Allstate Insurance - Oliver W Harper III

Address: 345 W North Ave, #St-1008 Chicago, IL 60610
Phone:
Website:
Info:

Housing Demographics for 60610

Population Review for 60610 Zip Code

For the city of Chicago, the population within 60610 has increased to over 48,637 residents in population size. The current population total is 43,794. We have broken down the population based on race below. In 60610, there are over 20039 in male population and 23755 females.

PopulationValues
Total Population43,794
White Population30862
Black Population6125
Hispanic Population2691
Asian Population3427
Hawaiian Population9
Indian Population100
Other Population745
Male Population20039
Female Population23755
Population Estimate48637

Household Data for 60610

The average number of homes in 60610 is around 26,707, there are an average of 1.58 per household. The average house value according to local real estate values is around $465,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,707
Persons Per Household1.58
Average House Value$465,000
Income Per Household$99246
Median Age32.7
Median Age Male32.2
Median Age Female33.2
60610 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code312/773/708/630/872/815
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1519
Number Of Employees21057
Business First Quarter Payroll272848
Business Annual Payroll1320878
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District05|07
Congressional LandArea95.71|62.52
Delivery Residential30783
Delivery Business867
Delivery Total32827
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area1.112000
Water Area0.195000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count502
SFDU1830
MFDU28464
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]