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60630 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 60630? There are over 21,054 occupied homes in the 60630 area. With a population size of 54,064, it's not uncommon for residence of Chicago, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $783 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 60630 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Chicago, IL Home Insurance Rate Quotes

60630 Home Insurance Average Premiums

Local 60630 homeowners insurance quotes comparison

$533 /yr.

Shows Zip Code: 60630 lowest rates with discounts applied on average.

For the 60630, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$533 /yr.
Average Coverage:$783 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1083 /yr.

What is the average home insurance cost for a home in 60630?

  • • The average homeowners insurance premium paid annually for a home in 60630 is around $783 per year.

What does it cost on average per month for home insurance in 60630?

  • • Homeowners in 60630 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 60630?

  • • Autoowners in 60630 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Chicago, check out other zip codes nearby 60630.
To review average rates in another zip code, click on a zip code below:
60626  |  60643  |  60621  |  60610  |  60611  |  60660  |  60645  |  60604  |  60612  |  60647  | 

Home Replacement Cost Coverage in 60630

Average Building Cost Per Square Foot in 60630: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60630: 2,088 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60630 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60630 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60630 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,088 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,088$321,500
Additional Upgrades & Added Features$1932,088$401,875
Major Home Updates or Advancements$2312,088$482,250

It's important to understand that when you estimate your replacement cost of your home in the 60630 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60630

Allstate Insurance - Carmen A Mihaila

Address: 5344 N Milwaukee Ave Chicago, IL 60630
Phone: (773)775-8060
Website:

Allstate Insurance - Ethelbert Gazmen

Address: 6032 W Gunnison St Chicago, IL 60630
Phone: (773)775-9700
Website:

Allstate Insurance - Bert Gazmen

Address: 6032 W Gunnison St Chicago, IL 60630
Phone: (773)775-9700
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 60630

Illinois Vehicle Insurance

Address: 5207 N Elston Ave Chicago, IL 60630
Phone:
Website:
Info:

Callahan- Michael P

Address: 5520 W Lawrence Ave Chicago, IL 60630
Phone:
Website:
Info:

All Star Auto Insurance

Address: 5912 W Lawrence Ave Chicago, IL 60630
Phone:
Website:
Info:

American Family Insurance - Anna E Harambasic

Address: 5243 N Elston Ave Chicago, IL 60630
Phone:
Website: http://www.insurance-agency.amfam.com/IL/anna-e-harambasic/default.aspx?sourceid=yp3
Info:

Allstate Insurance - Carmen A Mihaila

Address: 5344 N Milwaukee Ave Chicago, IL 60630
Phone:
Website:
Info:

Housing Demographics for 60630

Population Review for 60630 Zip Code

For the city of Chicago, the population within 60630 has increased to over 50,814 residents in population size. The current population total is 54,064. We have broken down the population based on race below. In 60630, there are over 26674 in male population and 27390 females.

PopulationValues
Total Population54,064
White Population31672
Black Population1032
Hispanic Population15625
Asian Population6585
Hawaiian Population28
Indian Population646
Other Population7042
Male Population26674
Female Population27390
Population Estimate50814

Household Data for 60630

The average number of homes in 60630 is around 21,054, there are an average of 2.57 per household. The average house value according to local real estate values is around $321,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,054
Persons Per Household2.57
Average House Value$321,500
Income Per Household$84220
Median Age40.3
Median Age Male39.2
Median Age Female41.4
60630 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773/872/708
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1153
Number Of Employees8243
Business First Quarter Payroll81704
Business Annual Payroll378587
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|05
Congressional LandArea237.18|95.71
Delivery Residential19772
Delivery Business1203
Delivery Total21268
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area4.741000
Water Area0.001000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count202
SFDU14521
MFDU5182
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]